UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) — full price in Broward County, Florida (2026)
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) (68398FL0030057), a gold plan from UnitedHealthcare in Broward County, Florida, costs $883.04/month full price for a 40-year-old in 2026 — $1875.26 at 60, with a $500 deductible and $9,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 68398FL0030057 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $690.96 |
| 27 | $724.12 |
| 30 | $784.24 |
| 40 | $883.04 |
| 50 | $1234.05 |
| 60 | $1875.26 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $500
- Family deductible: $1,000
- Individual out-of-pocket max: $9,000
- Family out-of-pocket max: $18,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $681.21/mo. This plan is $883.04/mo at 40 — a difference of $201.83/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Broward County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Gold Simple | Oscar Health Maintenance Organization of Florida | $623.43 |
| Gold Classic Standard | Oscar Health Maintenance Organization of Florida | $654.90 |
| Gold 22 Health | 22 Health | $721.99 |
| Molina Gold Enhanced 895 | Molina Healthcare | $750.39 |
| Molina Gold Core 1640 | Molina Healthcare | $750.94 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 68398FL0030057 in FIPS 12011.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Broward County
Reviewed by Jason Burns, Editorial Steward.