Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard — full price in Broward County, Florida (2026)
Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard (44228FL0040002), a silver plan from Wellpoint in Broward County, Florida, costs $731.86/month full price for a 40-year-old in 2026 — $1554.20 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 44228FL0040002 · Issuer: Wellpoint · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $572.66 |
| 27 | $600.15 |
| 30 | $649.97 |
| 40 | $731.86 |
| 50 | $1022.77 |
| 60 | $1554.20 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $681.21/mo. This plan is $731.86/mo at 40 — a difference of $50.65/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Broward County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $677.06 |
| myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $681.21 |
| Silver Simple PCP Saver | Oscar Health Maintenance Organization of Florida | $683.63 |
| myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $689.40 |
| AmeriHealth Caritas Next Silver Essential + No Referrals | AmeriHealth Caritas Next | $689.42 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 44228FL0040002 in FIPS 12011.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Broward County
Reviewed by Jason Burns, Editorial Steward.