Gym Access IND Silver HMO BC 7741 — full price in Brevard County, Florida (2026)
Gym Access IND Silver HMO BC 7741 (56503FL2570001), a silver plan from Florida Health Care Plans in Brevard County, Florida, costs $631.28/month full price for a 40-year-old in 2026 — $1340.61 at 60, with a $3,500 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 56503FL2570001 · Issuer: Florida Health Care Plans · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $493.96 |
| 27 | $517.67 |
| 30 | $560.64 |
| 40 | $631.28 |
| 50 | $882.21 |
| 60 | $1340.61 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $3,500
- Family deductible: $7,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $571.85/mo. This plan is $631.28/mo at 40 — a difference of $59.43/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Brevard County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clarity Silver | Ambetter Health | $560.18 |
| Silver Value 1815 ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) | Health First Commercial Plans, Inc. | $571.85 |
| Silver Value 1815 + Enhanced Diabetes Benefits ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) | Health First Commercial Plans, Inc. | $573.57 |
| Silver Standard 1829 | Health First Commercial Plans, Inc. | $584.71 |
| Silver Value 1815 + Adult Dental + Adult Vision ($25 Tier 1 Primary Care Copay, Specialist & Urgent Care Copays, High Value Network Savings) | Health First Commercial Plans, Inc. | $596.68 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 56503FL2570001 in FIPS 12009.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Brevard County
Reviewed by Jason Burns, Editorial Steward.