BlueOptions Bronze 24J01-06 (Rewards) — full price in Bay County, Florida (2026)
BlueOptions Bronze 24J01-06 (Rewards) (16842FL0260006), a bronze plan from Florida Blue (BlueCross BlueShield FL) in Bay County, Florida, costs $784.65/month full price for a 40-year-old in 2026 — $1666.31 at 60, with a $6,150 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 16842FL0260006 · Issuer: Florida Blue (BlueCross BlueShield FL) · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $613.97 |
| 27 | $643.44 |
| 30 | $696.86 |
| 40 | $784.65 |
| 50 | $1096.55 |
| 60 | $1666.31 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,150
- Family deductible: $12,300
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $682.50/mo. This plan is $784.65/mo at 40 — a difference of $102.15/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other bronze plans in Bay County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| myBlue Bronze 26M01-23 (Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $522.28 |
| BlueSelect Bronze 24L01-01 (Rewards) | Florida Blue (BlueCross BlueShield FL) | $590.41 |
| BlueCare Bronze 24K01-05 (Rewards) | Florida Blue HMO (a BlueCross BlueShield FL company) | $640.84 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 16842FL0260006 in FIPS 12005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Bay County
Reviewed by Jason Burns, Editorial Steward.