Molina Gold Core 1640 — full price in Baker County, Florida (2026)
Molina Gold Core 1640 (54172FL0010001), a gold plan from Molina Healthcare in Baker County, Florida, costs $756.34/month full price for a 40-year-old in 2026 — $1606.19 at 60, with a $1,640 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 54172FL0010001 · Issuer: Molina Healthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $591.82 |
| 27 | $620.23 |
| 30 | $671.71 |
| 40 | $756.34 |
| 50 | $1056.99 |
| 60 | $1606.19 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,640
- Family deductible: $3,280
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $703.84/mo. This plan is $756.34/mo at 40 — a difference of $52.50/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Baker County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter Health | $688.80 |
| Everyday Gold | Ambetter Health | $703.72 |
| Standard Gold + Vision + Adult Dental | Ambetter Health | $707.44 |
| Everyday Gold + Vision + Adult Dental | Ambetter Health | $722.76 |
| Complete Gold | Ambetter Health | $727.23 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 54172FL0010001 in FIPS 12003.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Baker County
Reviewed by Jason Burns, Editorial Steward.