my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision — full price in Sussex County, Delaware (2026)
my Blue Access Select PPO Premier Platinum 0 + Adult Dental and Vision (76168DE0740004), a platinum plan from Highmark Blue Cross Blue Shield Delaware in Sussex County, Delaware, costs $1020.46/month full price for a 40-year-old in 2026 — $2167.07 at 60, with a $0 deductible and $5,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 76168DE0740004 · Issuer: Highmark Blue Cross Blue Shield Delaware · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $798.48 |
| 27 | $836.81 |
| 30 | $906.27 |
| 40 | $1020.46 |
| 50 | $1426.09 |
| 60 | $2167.07 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $5,000
- Family out-of-pocket max: $10,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.70/mo. This plan is $1020.46/mo at 40 — a difference of $328.76/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other platinum plans in Sussex County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| my Blue Access Select PPO Standard Platinum 0 | Highmark Blue Cross Blue Shield Delaware | $1014.96 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 76168DE0740004 in FIPS 10005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sussex County
Reviewed by Jason Burns, Editorial Steward.