my Blue Access Select PPO Gold 0 + Adult Dental and Vision — full price in Sussex County, Delaware (2026)
my Blue Access Select PPO Gold 0 + Adult Dental and Vision (76168DE0700004), a gold plan from Highmark Blue Cross Blue Shield Delaware in Sussex County, Delaware, costs $820.64/month full price for a 40-year-old in 2026 — $1742.74 at 60, with a $0 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 76168DE0700004 · Issuer: Highmark Blue Cross Blue Shield Delaware · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $642.13 |
| 27 | $672.95 |
| 30 | $728.82 |
| 40 | $820.64 |
| 50 | $1146.84 |
| 60 | $1742.74 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.70/mo. This plan is $820.64/mo at 40 — a difference of $128.94/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other gold plans in Sussex County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health of Delaware | $727.21 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $738.43 |
| Standard Gold | Ambetter Health of Delaware | $745.60 |
| my Blue Access Select PPO Standard Gold 2000 | Highmark Blue Cross Blue Shield Delaware | $747.92 |
| Clear Gold + Vision + Adult Dental | Ambetter Health of Delaware | $755.02 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 76168DE0700004 in FIPS 10005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sussex County
Reviewed by Jason Burns, Editorial Steward.