AmeriHealth Caritas Next Silver Premier + No Referrals — full price in Sussex County, Delaware (2026)
AmeriHealth Caritas Next Silver Premier + No Referrals (72760DE0010007), a silver plan from AmeriHealth Caritas Next in Sussex County, Delaware, costs $766.47/month full price for a 40-year-old in 2026 — $1627.69 at 60, with a $400 deductible and $10,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 72760DE0010007 · Issuer: AmeriHealth Caritas Next · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $599.74 |
| 27 | $628.53 |
| 30 | $680.71 |
| 40 | $766.47 |
| 50 | $1071.13 |
| 60 | $1627.69 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $400
- Family deductible: $800
- Individual out-of-pocket max: $10,200
- Family out-of-pocket max: $20,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.70/mo. This plan is $766.47/mo at 40 — a difference of $74.77/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Sussex County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health of Delaware | $685.23 |
| Focused Silver | Ambetter Health of Delaware | $691.70 |
| Focused Silver + Vision + Adult Dental | Ambetter Health of Delaware | $718.15 |
| Elite Silver | Ambetter Health of Delaware | $736.29 |
| AmeriHealth Caritas Next Silver Signature + No Referrals | AmeriHealth Caritas Next | $760.52 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 72760DE0010007 in FIPS 10005.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Sussex County
Reviewed by Jason Burns, Editorial Steward.