Clear Gold + Vision + Adult Dental — full price in Kent County, Delaware (2026)
Clear Gold + Vision + Adult Dental (64004DE0100011), a gold plan from Ambetter Health of Delaware in Kent County, Delaware, costs $755.02/month full price for a 40-year-old in 2026 — $1603.38 at 60, with a $1,200 deductible and $9,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64004DE0100011 · Issuer: Ambetter Health of Delaware · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $590.79 |
| 27 | $619.14 |
| 30 | $670.54 |
| 40 | $755.02 |
| 50 | $1055.13 |
| 60 | $1603.38 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,200
- Family deductible: $2,400
- Individual out-of-pocket max: $9,150
- Family out-of-pocket max: $18,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.70/mo. This plan is $755.02/mo at 40 — a difference of $63.32/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Kent County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Clear Gold | Ambetter Health of Delaware | $727.21 |
| AmeriHealth Caritas Next Gold Signature + No Referrals | AmeriHealth Caritas Next | $738.43 |
| Standard Gold | Ambetter Health of Delaware | $745.60 |
| my Blue Access Select PPO Standard Gold 2000 | Highmark Blue Cross Blue Shield Delaware | $747.92 |
| my Blue Access Select PPO Gold 1700 HSA | Highmark Blue Cross Blue Shield Delaware | $760.04 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64004DE0100011 in FIPS 10001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kent County
Reviewed by Jason Burns, Editorial Steward.