Elite Silver — full price in Kent County, Delaware (2026)
Elite Silver (64004DE0090013), a silver plan from Ambetter Health of Delaware in Kent County, Delaware, costs $736.29/month full price for a 40-year-old in 2026 — $1563.60 at 60, with a $0 deductible and $8,350 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 64004DE0090013 · Issuer: Ambetter Health of Delaware · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $576.13 |
| 27 | $603.78 |
| 30 | $653.90 |
| 40 | $736.29 |
| 50 | $1028.96 |
| 60 | $1563.60 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $8,350
- Family out-of-pocket max: $16,700
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $691.70/mo. This plan is $736.29/mo at 40 — a difference of $44.59/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
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Other silver plans in Kent County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Silver | Ambetter Health of Delaware | $685.23 |
| Focused Silver | Ambetter Health of Delaware | $691.70 |
| Focused Silver + Vision + Adult Dental | Ambetter Health of Delaware | $718.15 |
| AmeriHealth Caritas Next Silver Signature + No Referrals | AmeriHealth Caritas Next | $760.52 |
| Elite Silver + Vision + Adult Dental | Ambetter Health of Delaware | $764.44 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 64004DE0090013 in FIPS 10001.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Kent County
Reviewed by Jason Burns, Editorial Steward.