HA Silver Standardized — full price in Stone County, Arkansas (2026)
HA Silver Standardized (13262AR0230005), a silver plan from Health Advantage in Stone County, Arkansas, costs $785.48/month full price for a 40-year-old in 2026 — $1668.08 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 13262AR0230005 · Issuer: Health Advantage · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $614.62 |
| 27 | $644.12 |
| 30 | $697.59 |
| 40 | $785.48 |
| 50 | $1097.71 |
| 60 | $1668.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $773.96/mo. This plan is $785.48/mo at 40 — a difference of $11.52/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Stone County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Octave Silver Standardized | Octave | $752.74 |
| Silver Standardized | Arkansas Blue Cross and Blue Shield | $773.96 |
| Octave Silver AH | Octave | $774.65 |
| Silver AH | Arkansas Blue Cross and Blue Shield | $803.91 |
| HA Silver AH | Health Advantage | $806.99 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 13262AR0230005 in FIPS 05137.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Stone County
Reviewed by Jason Burns, Editorial Steward.