Octave Silver AH — full price in Madison County, Arkansas (2026)
Octave Silver AH (48772AR0010003), a silver plan from Octave in Madison County, Arkansas, costs $774.65/month full price for a 40-year-old in 2026 — $1645.06 at 60, with a $6,250 deductible and $6,450 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 48772AR0010003 · Issuer: Octave · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $606.14 |
| 27 | $635.23 |
| 30 | $687.97 |
| 40 | $774.65 |
| 50 | $1082.57 |
| 60 | $1645.06 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,250
- Family deductible: $12,500
- Individual out-of-pocket max: $6,450
- Family out-of-pocket max: $12,900
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $773.96/mo. This plan is $774.65/mo at 40 — a difference of $0.69/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Madison County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Octave Silver Standardized | Octave | $752.74 |
| Silver Standardized | Arkansas Blue Cross and Blue Shield | $773.96 |
| HA Silver Standardized | Health Advantage | $785.48 |
| Silver AH | Arkansas Blue Cross and Blue Shield | $803.91 |
| HA Silver AH | Health Advantage | $806.99 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 48772AR0010003 in FIPS 05087.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Madison County
Reviewed by Jason Burns, Editorial Steward.