Elite Gold (QualChoiceLife) — full price in Lincoln County, Arkansas (2026)
Elite Gold (QualChoiceLife) (37903AR0070031), a gold plan from Ambetter from Arkansas Health & Wellness in Lincoln County, Arkansas, costs $776.14/month full price for a 40-year-old in 2026 — $1648.24 at 60, with a $0 deductible and $6,500 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 37903AR0070031 · Issuer: Ambetter from Arkansas Health & Wellness · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $607.32 |
| 27 | $636.46 |
| 30 | $689.30 |
| 40 | $776.14 |
| 50 | $1084.66 |
| 60 | $1648.24 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $0
- Family deductible: $0
- Individual out-of-pocket max: $6,500
- Family out-of-pocket max: $13,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $773.96/mo. This plan is $776.14/mo at 40 — a difference of $2.18/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lincoln County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Octave Gold Classic National | Octave | $646.55 |
| Gold Value | Arkansas Blue Cross and Blue Shield | $665.77 |
| Standard Gold (QualChoice) | Ambetter from Arkansas Health & Wellness | $669.92 |
| HA Gold Premier National | Health Advantage | $671.19 |
| Standard Gold (QualChoiceLife) | Ambetter from Arkansas Health & Wellness | $685.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 37903AR0070031 in FIPS 05079.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lincoln County
Reviewed by Jason Burns, Editorial Steward.