Everyday Bronze — full price in Shelby County, Alabama (2026)
Everyday Bronze (53932AL0100003), a expanded bronze plan from Ambetter of Alabama in Shelby County, Alabama, costs $525.02/month full price for a 40-year-old in 2026 — $1114.95 at 60, with a $8,450 deductible and $10,150 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 53932AL0100003 · Issuer: Ambetter of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $410.83 |
| 27 | $430.53 |
| 30 | $466.28 |
| 40 | $525.02 |
| 50 | $733.72 |
| 60 | $1114.95 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,450
- Family deductible: $16,900
- Individual out-of-pocket max: $10,150
- Family out-of-pocket max: $20,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $652.44/mo. This plan is $525.02/mo at 40 — a difference of $-127.42/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Shelby County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $466.69 |
| Blue Saver Bronze | Blue Cross and Blue Shield of Alabama | $472.32 |
| Blue Standardized Bronze | Blue Cross and Blue Shield of Alabama | $475.86 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $485.20 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $488.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53932AL0100003 in FIPS 01117.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Shelby County
Reviewed by Jason Burns, Editorial Steward.