Complete Gold + Vision + Adult Dental — full price in Russell County, Alabama (2026)
Complete Gold + Vision + Adult Dental (53932AL0110010), a gold plan from Ambetter of Alabama in Russell County, Alabama, costs $814.65/month full price for a 40-year-old in 2026 — $1730.02 at 60, with a $1,450 deductible and $7,500 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Russell County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 53932AL0110010 · Issuer: Ambetter of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $637.45 |
| 27 | $668.04 |
| 30 | $723.50 |
| 40 | $814.65 |
| 50 | $1138.47 |
| 60 | $1730.02 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,450
- Family deductible: $2,900
- Individual out-of-pocket max: $7,500
- Family out-of-pocket max: $15,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $686.28/mo. This plan is $814.65/mo at 40 — a difference of $128.37/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Russell County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter of Alabama | $742.04 |
| Standard Gold + Vision + Adult Dental | Ambetter of Alabama | $772.21 |
| Complete Gold | Ambetter of Alabama | $782.82 |
| Blue Standardized Gold | Blue Cross and Blue Shield of Alabama | $846.16 |
| Elite Gold | Ambetter of Alabama | $854.63 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53932AL0110010 in FIPS 01113.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Russell County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/al/russell/53932al0110010 · Record ID PHI-AKNFO916