Blue Standardized Bronze — full price in Mobile County, Alabama (2026)
Blue Standardized Bronze (46944AL0750001), a expanded bronze plan from Blue Cross and Blue Shield of Alabama in Mobile County, Alabama, costs $454.45/month full price for a 40-year-old in 2026 — $965.08 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 46944AL0750001 · Issuer: Blue Cross and Blue Shield of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $355.59 |
| 27 | $372.66 |
| 30 | $403.60 |
| 40 | $454.45 |
| 50 | $635.09 |
| 60 | $965.08 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $633.39/mo. This plan is $454.45/mo at 40 — a difference of $-178.94/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Mobile County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $412.44 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $428.81 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $431.34 |
| Blue Saver Bronze | Blue Cross and Blue Shield of Alabama | $451.07 |
| Everyday Bronze | Ambetter of Alabama | $490.08 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 46944AL0750001 in FIPS 01097.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Mobile County
Reviewed by Jason Burns, Editorial Steward.