Enhanced Diabetes Care Silver with $0 Drug Options — full price in Lowndes County, Alabama (2026)
Enhanced Diabetes Care Silver with $0 Drug Options (53932AL0100018), a silver plan from Ambetter of Alabama in Lowndes County, Alabama, costs $701.19/month full price for a 40-year-old in 2026 — $1489.06 at 60, with a $5,000 deductible and $8,650 out-of-pocket max, per the CMS PY2026 QHP Landscape. 2027 plans for Lowndes County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
HIOS plan ID: 53932AL0100018 · Issuer: Ambetter of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $548.67 |
| 27 | $574.99 |
| 30 | $622.73 |
| 40 | $701.19 |
| 50 | $979.90 |
| 60 | $1489.06 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $5,000
- Family deductible: $10,000
- Individual out-of-pocket max: $8,650
- Family out-of-pocket max: $17,300
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $635.32/mo. This plan is $701.19/mo at 40 — a difference of $65.87/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Lowndes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Statewide Silver EPO | Blue Cross and Blue Shield of Alabama | $619.54 |
| Blue Standardized Statewide Silver EPO | Blue Cross and Blue Shield of Alabama | $635.32 |
| Blue Cross Select Silver | Blue Cross and Blue Shield of Alabama | $637.02 |
| Blue Standardized Silver | Blue Cross and Blue Shield of Alabama | $641.74 |
| Standard Silver | Ambetter of Alabama | $680.26 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 53932AL0100018 in FIPS 01085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lowndes County
Reviewed by Jason Burns, Editorial Steward.
Source record: privatehealthinsurancedirectanswers.com/plan/al/lowndes/53932al0100018 · Record ID PHI-13OI3N02