Blue Standardized Gold — full price in Lowndes County, Alabama (2026)
Blue Standardized Gold (46944AL0720001), a gold plan from Blue Cross and Blue Shield of Alabama in Lowndes County, Alabama, costs $783.32/month full price for a 40-year-old in 2026 — $1663.49 at 60, with a $2,000 deductible and $8,200 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 46944AL0720001 · Issuer: Blue Cross and Blue Shield of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $612.93 |
| 27 | $642.35 |
| 30 | $695.68 |
| 40 | $783.32 |
| 50 | $1094.69 |
| 60 | $1663.49 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $2,000
- Family deductible: $4,000
- Individual out-of-pocket max: $8,200
- Family out-of-pocket max: $16,400
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $635.32/mo. This plan is $783.32/mo at 40 — a difference of $148.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Lowndes County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Standard Gold | Ambetter of Alabama | $709.43 |
| Standard Gold + Vision + Adult Dental | Ambetter of Alabama | $738.28 |
| Complete Gold | Ambetter of Alabama | $748.42 |
| Complete Gold + Vision + Adult Dental | Ambetter of Alabama | $778.85 |
| Elite Gold | Ambetter of Alabama | $817.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 46944AL0720001 in FIPS 01085.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Lowndes County
Reviewed by Jason Burns, Editorial Steward.