Bronze Classic Standard — full price in Jefferson County, Alabama (2026)
Bronze Classic Standard (17091AL0010001), a expanded bronze plan from Oscar Insurance Company in Jefferson County, Alabama, costs $631.39/month full price for a 40-year-old in 2026 — $1340.84 at 60, with a $7,500 deductible and $10,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 17091AL0010001 · Issuer: Oscar Insurance Company · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $494.06 |
| 27 | $517.76 |
| 30 | $560.74 |
| 40 | $631.39 |
| 50 | $882.37 |
| 60 | $1340.84 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $7,500
- Family deductible: $15,000
- Individual out-of-pocket max: $10,000
- Family out-of-pocket max: $20,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $652.44/mo. This plan is $631.39/mo at 40 — a difference of $-21.05/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Jefferson County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $466.69 |
| Blue Saver Bronze | Blue Cross and Blue Shield of Alabama | $472.32 |
| Blue Standardized Bronze | Blue Cross and Blue Shield of Alabama | $475.86 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $485.20 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $488.07 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 17091AL0010001 in FIPS 01073.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Jefferson County
Reviewed by Jason Burns, Editorial Steward.