UHC Silver Standard (No Referrals) — full price in Hale County, Alabama (2026)
UHC Silver Standard (No Referrals) (69461AL0110014), a silver plan from UnitedHealthcare in Hale County, Alabama, costs $644.17/month full price for a 40-year-old in 2026 — $1367.98 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 69461AL0110014 · Issuer: UnitedHealthcare · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $504.05 |
| 27 | $528.24 |
| 30 | $572.09 |
| 40 | $644.17 |
| 50 | $900.23 |
| 60 | $1367.98 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $597.95/mo. This plan is $644.17/mo at 40 — a difference of $46.22/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Hale County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Statewide Silver EPO | Blue Cross and Blue Shield of Alabama | $583.09 |
| Blue Standardized Statewide Silver EPO | Blue Cross and Blue Shield of Alabama | $597.95 |
| Blue Cross Select Silver | Blue Cross and Blue Shield of Alabama | $599.55 |
| Blue Standardized Silver | Blue Cross and Blue Shield of Alabama | $603.99 |
| UHC Silver Value ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $647.29 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 69461AL0110014 in FIPS 01065.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Hale County
Reviewed by Jason Burns, Editorial Steward.