Blue Standardized Silver — full price in Elmore County, Alabama (2026)
Blue Standardized Silver (46944AL0730001), a silver plan from Blue Cross and Blue Shield of Alabama in Elmore County, Alabama, costs $641.74/month full price for a 40-year-old in 2026 — $1362.81 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 46944AL0730001 · Issuer: Blue Cross and Blue Shield of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $502.14 |
| 27 | $526.24 |
| 30 | $569.93 |
| 40 | $641.74 |
| 50 | $896.83 |
| 60 | $1362.81 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $635.32/mo. This plan is $641.74/mo at 40 — a difference of $6.42/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Elmore County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Statewide Silver EPO | Blue Cross and Blue Shield of Alabama | $619.54 |
| Blue Standardized Statewide Silver EPO | Blue Cross and Blue Shield of Alabama | $635.32 |
| Blue Cross Select Silver | Blue Cross and Blue Shield of Alabama | $637.02 |
| Blue Value Silver | Blue Cross and Blue Shield of Alabama | $711.58 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 46944AL0730001 in FIPS 01051.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Elmore County
Reviewed by Jason Burns, Editorial Steward.