Blue Saver Bronze — full price in Coffee County, Alabama (2026)
Blue Saver Bronze (46944AL0460001), a expanded bronze plan from Blue Cross and Blue Shield of Alabama in Coffee County, Alabama, costs $455.79/month full price for a 40-year-old in 2026 — $967.93 at 60, with a $8,500 deductible and $10,600 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 46944AL0460001 · Issuer: Blue Cross and Blue Shield of Alabama · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $356.64 |
| 27 | $373.76 |
| 30 | $404.79 |
| 40 | $455.79 |
| 50 | $636.97 |
| 60 | $967.93 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $8,500
- Family deductible: $17,000
- Individual out-of-pocket max: $10,600
- Family out-of-pocket max: $21,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $639.41/mo. This plan is $455.79/mo at 40 — a difference of $-183.62/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other expanded bronze plans in Coffee County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Blue Standardized Bronze | Blue Cross and Blue Shield of Alabama | $459.21 |
| UHC Bronze Standard (No Referrals) | UnitedHealthcare | $467.27 |
| UHC Bronze Standard+ (Dental + Vision, No Referrals) | UnitedHealthcare | $485.80 |
| Everyday Bronze | Ambetter of Alabama | $488.25 |
| UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) | UnitedHealthcare | $488.68 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 46944AL0460001 in FIPS 01031.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Coffee County
Reviewed by Jason Burns, Editorial Steward.