Moda Select Alaska Gold 1500 — full price in Ketchikan Gateway County, Alaska (2026)
Moda Select Alaska Gold 1500 (73836AK0930001), a gold plan from Moda Health Plan, Inc. in Ketchikan Gateway County, Alaska, costs $940.00/month full price for a 40-year-old in 2026 — $1997.00 at 60, with a $1,500 deductible and $6,000 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 73836AK0930001 · Issuer: Moda Health Plan, Inc. · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $736.00 |
| 27 | $771.00 |
| 30 | $835.00 |
| 40 | $940.00 |
| 50 | $1314.00 |
| 60 | $1997.00 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $1,500
- Family deductible: $3,000
- Individual out-of-pocket max: $6,000
- Family out-of-pocket max: $12,000
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1003.48/mo. This plan is $940.00/mo at 40 — a difference of $-63.48/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other gold plans in Ketchikan Gateway County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Premera Blue Cross Standard Gold | Premera Blue Cross Blue Shield of Alaska | $881.61 |
| Premera Blue Cross Alaska One Gold | Premera Blue Cross Blue Shield of Alaska | $911.76 |
| Premera Blue Cross Preferred Gold 1500 | Premera Blue Cross Blue Shield of Alaska | $912.48 |
| Moda Select Alaska Standard Gold | Moda Health Plan, Inc. | $925.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 73836AK0930001 in FIPS 02130.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Ketchikan Gateway County
Reviewed by Jason Burns, Editorial Steward.