Premera Blue Cross Standard Silver — full price in Haines County, Alaska (2026)
Premera Blue Cross Standard Silver (38344AK1100002), a silver plan from Premera Blue Cross Blue Shield of Alaska in Haines County, Alaska, costs $984.24/month full price for a 40-year-old in 2026 — $2090.16 at 60, with a $6,000 deductible and $8,900 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38344AK1100002 · Issuer: Premera Blue Cross Blue Shield of Alaska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $770.14 |
| 27 | $807.11 |
| 30 | $874.11 |
| 40 | $984.24 |
| 50 | $1375.47 |
| 60 | $2090.16 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $6,000
- Family deductible: $12,000
- Individual out-of-pocket max: $8,900
- Family out-of-pocket max: $17,800
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1003.48/mo. This plan is $984.24/mo at 40 — a difference of $-19.24/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Haines County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Premera Blue Cross Preferred Silver 4500 | Premera Blue Cross Blue Shield of Alaska | $1003.48 |
| Moda Select Alaska Standard Silver | Moda Health Plan, Inc. | $1035.00 |
| Moda Select Alaska Silver 4500 | Moda Health Plan, Inc. | $1069.00 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38344AK1100002 in FIPS 02100.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Haines County
Reviewed by Jason Burns, Editorial Steward.