Premera Blue Cross Preferred Silver 4500 — full price in Dillingham County, Alaska (2026)
Premera Blue Cross Preferred Silver 4500 (38344AK1060002), a silver plan from Premera Blue Cross Blue Shield of Alaska in Dillingham County, Alaska, costs $1045.29/month full price for a 40-year-old in 2026 — $2219.82 at 60, with a $4,500 deductible and $8,100 out-of-pocket max, per the CMS PY2026 QHP Landscape.
HIOS plan ID: 38344AK1060002 · Issuer: Premera Blue Cross Blue Shield of Alaska · Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Full-price premium by age (2026)
| Age | Monthly premium |
|---|---|
| 21 | $817.91 |
| 27 | $857.17 |
| 30 | $928.33 |
| 40 | $1045.29 |
| 50 | $1460.79 |
| 60 | $2219.82 |
Deductibles & out-of-pocket max (2026)
- Individual deductible: $4,500
- Family deductible: $9,000
- Individual out-of-pocket max: $8,100
- Family out-of-pocket max: $16,200
Vs. county benchmark
The county benchmark silver premium for a 40-year-old is $1045.29/mo. This plan is $1045.29/mo at 40 — a difference of $0.00/mo.
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Other silver plans in Dillingham County
| Plan | Issuer | Premium @ 40 |
|---|---|---|
| Premera Blue Cross Standard Silver | Premera Blue Cross Blue Shield of Alaska | $1025.25 |
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — the plan record for HIOS ID 38344AK1060002 in FIPS 02070.
- Summary of Benefits & Coverage (SBC)
- Provider network directory
- Drug formulary
- Methodology
← All plans and costs in Dillingham County
Reviewed by Jason Burns, Editorial Steward.