What health insurance costs without a subsidy in Barbour County, West Virginia (2026)
In Barbour County, West Virginia, the benchmark silver plan costs $1065.16/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $596.53 to $1804.19. A 60-year-old pays at least $1266.81/month, a 21-year-old at least $466.77. 2 insurers offer 37 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $466.77/mo
- Age 40 — starting at $596.53/mo
- Age 60 — starting at $1266.81/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $768.95/mo
- Silver — starting at $1027.84/mo
- Gold — starting at $953.83/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
CareSource, Highmark Blue Cross Blue Shield West Virginia
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Barbour County (FIPS 54001).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in West Virginia
- Cabell County — $1174.56/mo benchmark
- Mason County — $1174.56/mo benchmark
- Putnam County — $1174.56/mo benchmark
- Wayne County — $1174.56/mo benchmark
- Jackson County — $1157.29/mo benchmark
Plans available in this county (37)
- my Blue Access WV PPO Bronze 9200 — Bronze · $768.95/mo @ 40
- my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits — Catastrophic · $596.53/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $787.62/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $791.57/mo @ 40
- my Blue Access WV PPO Standard Bronze 7500 — Expanded Bronze · $805.13/mo @ 40
- my Blue Access WV PPO Bronze 3800 — Expanded Bronze · $815.43/mo @ 40
- my Blue Access WV PPO Bronze 3800 + Adult Dental and Vision — Expanded Bronze · $834.53/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $839.94/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $843.88/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold · $953.83/mo @ 40
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $957.77/mo @ 40
- my Blue Access WV PPO Standard Gold 2000 — Gold · $958.24/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services — Gold · $964.58/mo @ 40
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold · $968.52/mo @ 40
- my Blue Access WV PPO Standard Gold 2000 + Adult Dental and Vision — Gold · $977.35/mo @ 40
- Gold 2000 $15 Generic Drugs — Gold · $992.67/mo @ 40
- Gold 2000 $15 Generic Drugs + Adult Vision & Fitness — Gold · $996.61/mo @ 40
- my Blue Access WV PPO Gold 1700 HSA — Gold · $998.09/mo @ 40
- my Blue Access WV PPO Gold 0 — Gold · $1035.59/mo @ 40
- my Blue Access WV PPO Gold 0 + Adult Dental and Vision — Gold · $1054.70/mo @ 40
- my Blue Access WV PPO Premier Gold 0 — Gold · $1061.47/mo @ 40
- my Blue Access WV PPO Premier Gold 0 + Adult Dental and Vision — Gold · $1080.57/mo @ 40
- Platinum Zero $5 Generic Drugs — Platinum · $1800.24/mo @ 40
- Platinum Zero $5 Generic Drugs + Adult Vision & Fitness — Platinum · $1804.19/mo @ 40
- my Blue Access WV PPO Standard Silver 6000 — Silver · $1027.84/mo @ 40
- Low Premium Silver 6200 $3 Generic Drugs — Silver · $1065.16/mo @ 40
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services — Silver · $1068.89/mo @ 40
- Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness — Silver · $1069.11/mo @ 40
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver · $1072.84/mo @ 40
- Silver 6000 $20 Generic Drugs — Silver · $1073.07/mo @ 40
- Silver 6000 $20 Generic Drugs + Adult Vision & Fitness — Silver · $1077.02/mo @ 40
- Diabetes Silver 5000 $0 Chronic Care Drugs & Services — Silver · $1096.02/mo @ 40
- Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver · $1099.96/mo @ 40
- Low Deductible Silver 5000 $3 Generic Drugs — Silver · $1102.08/mo @ 40
- Low Deductible Silver 5000 $3 Generic Drugs + Adult Vision & Fitness — Silver · $1106.03/mo @ 40
- my Blue Access WV PPO Premier Silver 0 — Silver · $1114.94/mo @ 40
- my Blue Access WV PPO Premier Silver 0 + Adult Dental and Vision — Silver · $1134.05/mo @ 40
Reviewed by Jason Burns, Editorial Steward.