What health insurance costs without a subsidy in Washington County, Utah (2026)
In Washington County, Utah, the benchmark silver plan costs $905.19/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $705.90 to $1756.44. A 60-year-old pays at least $1431.84/month, a 21-year-old at least $477.28. 3 insurers offer 22 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $477.28/mo
- Age 40 — starting at $705.90/mo
- Age 60 — starting at $1431.84/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $884.78/mo
- Gold — starting at $889.22/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $8,500
- Highest out-of-pocket maximum on file: $10,500
Who sells plans here
Molina Healthcare, Select Health, University of Utah Health Plans
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Washington County (FIPS 49053).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Utah
- Sanpete County — $1014.48/mo benchmark
- Beaver County — $961.98/mo benchmark
- Garfield County — $961.98/mo benchmark
- Grand County — $961.98/mo benchmark
- Kane County — $961.98/mo benchmark
Plans available in this county (22)
- Healthy Premier Bronze HSA — Expanded Bronze · $705.90/mo @ 40
- Healthy Premier Expanded Bronze Standard — Expanded Bronze · $725.18/mo @ 40
- Med Benchmark Expanded Bronze Select Copay Plan — Expanded Bronze · $780.90/mo @ 40
- Med Benchmark Expanded Bronze Standardized Plan — Expanded Bronze · $888.37/mo @ 40
- Molina Gold Core 1640 — Gold · $889.22/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $917.91/mo @ 40
- Molina Gold Standard — Gold · $929.43/mo @ 40
- Med Gold 1500 Medical Deductible — Gold · $1045.98/mo @ 40
- Healthy Premier Gold Standard — Gold · $1182.93/mo @ 40
- Healthy Premier Gold Copay Office Visits — Gold · $1184.53/mo @ 40
- Med Benchmark Gold Standardized Plan — Gold · $1253.74/mo @ 40
- Med Benchmark Platinum — Platinum · $1454.34/mo @ 40
- Med Benchmark Platinum Standardized Plan — Platinum · $1756.44/mo @ 40
- Med Benchmark Silver 6000 Medical Deductible w/Vision — Silver · $884.78/mo @ 40
- Molina Silver Saver with Four Free PCP Visits — Silver · $905.19/mo @ 40
- Molina Silver Core — Silver · $908.82/mo @ 40
- Molina Silver Core Plus with Adult Vision — Silver · $914.14/mo @ 40
- Molina Silver Standard — Silver · $914.77/mo @ 40
- Molina Silver Core Plus with Adult Dental and Vision — Silver · $937.51/mo @ 40
- Healthy Premier Silver Standard — Silver · $1047.97/mo @ 40
- Healthy Premier Silver Copay Office Visits — Silver · $1070.34/mo @ 40
- Med Benchmark Silver Standardized Plan — Silver · $1124.79/mo @ 40
Reviewed by Jason Burns, Editorial Steward.