What health insurance costs without a subsidy in Rich County, Utah (2026)
In Rich County, Utah, the benchmark silver plan costs $871.89/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $637.53 to $1525.09. A 60-year-old pays at least $1293.15/month, a 21-year-old at least $431.05. 3 insurers offer 19 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $431.05/mo
- Age 40 — starting at $637.53/mo
- Age 60 — starting at $1293.15/mo
Cost by metal level (age 40, 2026)
- Silver — starting at $768.25/mo
- Gold — starting at $908.21/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $9,000
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
BridgeSpan Health Company, Regence BlueCross BlueShield of Utah, Select Health
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Rich County (FIPS 49033).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Utah
- Sanpete County — $1014.48/mo benchmark
- Beaver County — $961.98/mo benchmark
- Garfield County — $961.98/mo benchmark
- Grand County — $961.98/mo benchmark
- Kane County — $961.98/mo benchmark
Plans available in this county (19)
- Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits — Expanded Bronze · $637.53/mo @ 40
- Bronze 8000 — Expanded Bronze · $661.30/mo @ 40
- Med Benchmark Expanded Bronze Select Copay Plan — Expanded Bronze · $678.05/mo @ 40
- Regence Standard Bronze 7500 — Expanded Bronze · $686.57/mo @ 40
- BridgeSpan Standard Bronze Plan — Expanded Bronze · $695.21/mo @ 40
- Bronze HSA 7000 — Expanded Bronze · $711.84/mo @ 40
- Med Benchmark Expanded Bronze Standardized Plan — Expanded Bronze · $771.36/mo @ 40
- Med Gold 1500 Medical Deductible — Gold · $908.21/mo @ 40
- Gold 2300 — Gold · $940.69/mo @ 40
- Regence Standard Gold 2000 — Gold · $973.38/mo @ 40
- BridgeSpan Standard Gold Plan — Gold · $986.01/mo @ 40
- Med Benchmark Gold Standardized Plan — Gold · $1088.61/mo @ 40
- Med Benchmark Platinum — Platinum · $1262.79/mo @ 40
- Med Benchmark Platinum Standardized Plan — Platinum · $1525.09/mo @ 40
- Med Benchmark Silver 6000 Medical Deductible w/Vision — Silver · $768.25/mo @ 40
- Silver 6500 — Silver · $871.89/mo @ 40
- Regence Standard Silver 6000 — Silver · $901.90/mo @ 40
- BridgeSpan Standard Silver Plan — Silver · $913.77/mo @ 40
- Med Benchmark Silver Standardized Plan — Silver · $976.64/mo @ 40
Reviewed by Jason Burns, Editorial Steward.