What health insurance costs without a subsidy in Washington County, Texas (2026)
In Washington County, Texas, the benchmark silver plan costs $792.37/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $495.16 to $875.43. A 60-year-old pays at least $1051.54/month, a 21-year-old at least $387.45. 2 insurers offer 29 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $387.45/mo
- Age 40 — starting at $495.16/mo
- Age 60 — starting at $1051.54/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $503.33/mo
- Silver — starting at $792.05/mo
- Gold — starting at $661.18/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Washington County (FIPS 48477).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (29)
- Blue Advantage Bronze HMO℠ 301 — Bronze · $503.33/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $508.17/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $509.44/mo @ 40
- BSW Savers Bronze HMO H S A 006 — Expanded Bronze · $495.16/mo @ 40
- BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — Expanded Bronze · $503.09/mo @ 40
- BSW Savers Bronze HMO H S A 009 — Expanded Bronze · $508.97/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $517.14/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $517.72/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $531.97/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $548.86/mo @ 40
- BSW Elite Gold HMO 004 — Gold · $661.18/mo @ 40
- BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) — Gold · $661.26/mo @ 40
- BSW Elite Gold HMO 012 — Gold · $690.45/mo @ 40
- BSW Diabetes Care Gold HMO 014 — Gold · $694.45/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $702.73/mo @ 40
- Blue Advantage Gold HMO℠ 603 — Gold · $710.44/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $712.14/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $717.26/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $720.54/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $748.65/mo @ 40
- BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) — Silver · $792.05/mo @ 40
- BSW Prime Silver HMO 005 — Silver · $792.37/mo @ 40
- BSW Prime Silver HMO 008 — Silver · $793.00/mo @ 40
- Blue Advantage Silver HMO℠ 801 — Silver · $826.32/mo @ 40
- Blue Advantage Silver HMO℠ Standard — Silver · $834.57/mo @ 40
- Blue Advantage Silver HMO℠ 205 — Silver · $843.79/mo @ 40
- Blue Advantage Plus Silver℠ 202 — Silver · $851.11/mo @ 40
- Blue Advantage Plus Silver℠ Standard — Silver · $854.39/mo @ 40
- Blue Advantage Plus Silver℠ 605 — Silver · $875.43/mo @ 40
Reviewed by Jason Burns, Editorial Steward.