What health insurance costs without a subsidy in Terry County, Texas (2026)
In Terry County, Texas, the benchmark silver plan costs $779.39/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $487.05 to $903.80. A 60-year-old pays at least $1034.32/month, a 21-year-old at least $381.10. 4 insurers offer 63 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $381.10/mo
- Age 40 — starting at $487.05/mo
- Age 60 — starting at $1034.32/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $519.66/mo
- Silver — starting at $779.08/mo
- Gold — starting at $650.35/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, UnitedHealthcare, WellPoint
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Terry County (FIPS 48445).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (63)
- Blue Advantage Bronze HMO℠ 301 — Bronze · $519.66/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $524.64/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $530.68/mo @ 40
- Wellpoint Essential Catastrophic (+ Incentives) — Catastrophic · $487.34/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $525.96/mo @ 40
- BSW Savers Bronze HMO H S A 006 — Expanded Bronze · $487.05/mo @ 40
- BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — Expanded Bronze · $494.85/mo @ 40
- BSW Savers Bronze HMO H S A 009 — Expanded Bronze · $500.63/mo @ 40
- Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $512.93/mo @ 40
- Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $519.90/mo @ 40
- Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) — Expanded Bronze · $521.46/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $533.91/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $534.52/mo @ 40
- Wellpoint Essential Bronze 4000 HSA (+ Incentives) — Expanded Bronze · $535.41/mo @ 40
- Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $541.26/mo @ 40
- Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $545.94/mo @ 40
- Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $547.27/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $549.21/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $554.48/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $566.65/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $573.43/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $586.77/mo @ 40
- BSW Elite Gold HMO 004 — Gold · $650.35/mo @ 40
- BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) — Gold · $650.43/mo @ 40
- BSW Elite Gold HMO 012 — Gold · $679.14/mo @ 40
- Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $696.66/mo @ 40
- Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $699.63/mo @ 40
- Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $700.82/mo @ 40
- UHC Gold Standard — Gold · $704.34/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $720.76/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $723.04/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $725.53/mo @ 40
- Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $731.74/mo @ 40
- Blue Advantage Gold HMO℠ 603 — Gold · $733.50/mo @ 40
- Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $734.63/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $735.22/mo @ 40
- Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $736.27/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $739.71/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $740.54/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $741.99/mo @ 40
Showing first 40 of 63 plans on file.
Reviewed by Jason Burns, Editorial Steward.