What health insurance costs without a subsidy in Starr County, Texas (2026)
In Starr County, Texas, the benchmark silver plan costs $652.06/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $438.75 to $847.43. A 60-year-old pays at least $931.74/month, a 21-year-old at least $343.31. 3 insurers offer 42 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $343.31/mo
- Age 40 — starting at $438.75/mo
- Age 60 — starting at $931.74/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $450.05/mo
- Silver — starting at $648.73/mo
- Gold — starting at $593.12/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Starr County (FIPS 48427).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (42)
- Blue Advantage Plus Bronze℠ 305 — Bronze · $450.05/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $529.51/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $438.75/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $445.38/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $445.88/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $471.12/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $486.09/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $553.26/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $572.17/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $585.48/mo @ 40
- Standard Gold — Gold · $593.12/mo @ 40
- Everyday Gold — Gold · $595.86/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $605.22/mo @ 40
- Complete Gold — Gold · $606.63/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $615.19/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $617.75/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $618.04/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $629.21/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $630.68/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $638.12/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $663.03/mo @ 40
- UHC Gold Standard — Gold · $702.78/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $719.17/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $721.44/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $738.08/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $740.35/mo @ 40
- Standard Silver — Silver · $648.73/mo @ 40
- Focused Silver — Silver · $652.06/mo @ 40
- Enhanced Diabetes Care Silver with $0 Drug Options — Silver · $658.18/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $673.11/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $676.56/mo @ 40
- Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental — Silver · $682.93/mo @ 40
- Blue Advantage Silver HMO℠ Standard — Silver · $718.77/mo @ 40
- Blue Advantage Silver HMO℠ 205 — Silver · $726.70/mo @ 40
- Blue Advantage Plus Silver℠ 202 — Silver · $753.76/mo @ 40
- Blue Advantage Plus Silver℠ Standard — Silver · $756.67/mo @ 40
- Blue Advantage Plus Silver℠ 605 — Silver · $775.30/mo @ 40
- UHC Silver Standard — Silver · $814.44/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care) — Silver · $827.56/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver · $828.52/mo @ 40
Showing first 40 of 42 plans on file.
Reviewed by Jason Burns, Editorial Steward.