What health insurance costs without a subsidy in San Jacinto County, Texas (2026)

Cost by age (2026, before subsidy)

• Age 21 — starting at $342.45/mo
• Age 40 — starting at $437.65/mo
• Age 60 — starting at $929.41/mo

Cost by metal level (age 40, 2026)

• Bronze — starting at $459.01/mo
• Silver — starting at $644.93/mo
• Gold — starting at $587.04/mo

Deductibles & out-of-pocket (2026)

• Deductibles range from $0 to $10,600
• Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Community Health Choice, Oscar Insurance Company, UnitedHealthcare

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

Estimate your own number →

Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.

Sources

• CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for San Jacinto County (FIPS 48407).
• HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
• Methodology — how we source, interpret, and label these figures.

Related counties in Texas

• Callahan County — $962.55/mo benchmark
• Eastland County — $962.55/mo benchmark
• Haskell County — $962.55/mo benchmark
• Jones County — $962.55/mo benchmark
• Kent County — $962.55/mo benchmark

All Texas counties →

Plans available in this county (60)

• UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $459.01/mo @ 40
• Blue Advantage Plus Bronze℠ 305 — Bronze · $539.07/mo @ 40
• Blue Advantage Security HMO℠ 200 — Catastrophic · $437.65/mo @ 40
• Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Expanded Bronze · $443.32/mo @ 40
• Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $444.27/mo @ 40
• Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $444.77/mo @ 40
• Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Expanded Bronze · $456.70/mo @ 40
• UHC Bronze Standard — Expanded Bronze · $479.61/mo @ 40
• UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $496.00/mo @ 40
• UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $507.54/mo @ 40
• Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $546.74/mo @ 40
• Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $564.33/mo @ 40
• Bronze Classic Standard — Expanded Bronze · $565.43/mo @ 40
• Bronze Classic 4700 — Expanded Bronze · $572.23/mo @ 40
• Bronze Simple Diabetes — Expanded Bronze · $573.96/mo @ 40
• Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $582.24/mo @ 40
• Bronze Simple Chronic Care CKM — Expanded Bronze · $583.58/mo @ 40
• Bronze Elite + PCP Saver Plus — Expanded Bronze · $597.89/mo @ 40
• Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Gold · $587.04/mo @ 40
• Standard Gold — Gold · $589.65/mo @ 40
• Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Gold · $591.50/mo @ 40
• Everyday Gold — Gold · $592.37/mo @ 40
• Complete Gold — Gold · $603.07/mo @ 40
• Blue Advantage Gold HMO℠ 206 — Gold · $603.71/mo @ 40
• UHC Gold Standard — Gold · $609.23/mo @ 40
• Standard Gold + Vision + Adult Dental — Gold · $611.59/mo @ 40
• Everyday Gold + Vision + Adult Dental — Gold · $614.42/mo @ 40
• Blue Advantage Gold HMO℠ Standard — Gold · $616.20/mo @ 40
• UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $623.43/mo @ 40
• UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $625.40/mo @ 40
• Complete Gold + Vision + Adult Dental — Gold · $625.52/mo @ 40
• UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $639.82/mo @ 40
• UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $641.79/mo @ 40
• Gold Classic Standard — Gold · $747.57/mo @ 40
• Blue Advantage Plus Gold℠ 803 — Gold · $755.45/mo @ 40
• Gold Classic — Gold · $759.25/mo @ 40
• Blue Advantage Plus Gold℠ 203 — Gold · $764.36/mo @ 40
• Gold Elite — Gold · $774.97/mo @ 40
• Blue Advantage Plus Gold℠ Standard — Gold · $794.19/mo @ 40
• Standard Silver — Silver · $644.93/mo @ 40

Showing first 40 of 60 plans on file. Every remaining plan is listed below.

All other plans in San Jacinto County

• Focused Silver — Silver
• Enhanced Diabetes Care Silver with $0 Drug Options — Silver
• Standard Silver + Vision + Adult Dental — Silver
• Focused Silver + Vision + Adult Dental — Silver
• Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental — Silver
• Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Silver
• Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Silver
• UHC Silver Standard — Silver
• Blue Advantage Silver HMO℠ Standard — Silver
• UHC Silver Value ($0 Virtual Urgent Care) — Silver
• UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver
• Blue Advantage Silver HMO℠ 205 — Silver
• UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) — Silver
• UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — Silver
• Silver Simple PCP Saver — Silver
• Silver Classic Standard — Silver
• Silver Classic — Silver
• Blue Advantage Plus Silver℠ 202 — Silver
• Blue Advantage Plus Silver℠ Standard — Silver
• Blue Advantage Plus Silver℠ 605 — Silver