What health insurance costs without a subsidy in Potter County, Texas (2026)
In Potter County, Texas, the benchmark silver plan costs $773.82/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $484.92 to $1044.83. A 60-year-old pays at least $1029.80/month, a 21-year-old at least $379.44. 4 insurers offer 54 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $379.44/mo
- Age 40 — starting at $484.92/mo
- Age 60 — starting at $1029.80/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $484.92/mo
- Silver — starting at $769.87/mo
- Gold — starting at $677.03/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Baylor Scott and White Health Plan, Blue Cross and Blue Shield of Texas, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Potter County (FIPS 48375).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (54)
- Blue Advantage Bronze HMO℠ 301 — Bronze · $484.92/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $489.58/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $526.27/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $490.82/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $498.23/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $498.79/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $512.50/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $528.79/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $549.88/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $568.67/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $581.91/mo @ 40
- BSW Savers Bronze HMO H S A 006 — Expanded Bronze · $652.41/mo @ 40
- BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) — Expanded Bronze · $662.85/mo @ 40
- BSW Savers Bronze HMO H S A 009 — Expanded Bronze · $670.60/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $677.03/mo @ 40
- Blue Advantage Gold HMO℠ 603 — Gold · $684.47/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $686.08/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $691.04/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $694.17/mo @ 40
- UHC Gold Standard — Gold · $698.49/mo @ 40
- Standard Gold — Gold · $703.88/mo @ 40
- Everyday Gold — Gold · $707.14/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $714.78/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $717.04/mo @ 40
- Complete Gold — Gold · $719.91/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $721.26/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $730.07/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $733.45/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $733.57/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $735.83/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $746.71/mo @ 40
- BSW Elite Gold HMO 004 — Gold · $871.15/mo @ 40
- BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) — Gold · $871.26/mo @ 40
- BSW Elite Gold HMO 012 — Gold · $909.71/mo @ 40
- Standard Silver — Silver · $769.87/mo @ 40
- Focused Silver — Silver · $773.82/mo @ 40
- Enhanced Diabetes Care Silver with $0 Drug Options — Silver · $781.09/mo @ 40
- Blue Advantage Silver HMO℠ 801 — Silver · $796.10/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $798.80/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $802.91/mo @ 40
Showing first 40 of 54 plans on file.
Reviewed by Jason Burns, Editorial Steward.