What health insurance costs without a subsidy in Newton County, Texas (2026)
In Newton County, Texas, the benchmark silver plan costs $661.75/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $339.46 to $928.67. A 60-year-old pays at least $720.89/month, a 21-year-old at least $265.62. 4 insurers offer 50 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $265.62/mo
- Age 40 — starting at $339.46/mo
- Age 60 — starting at $720.89/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $459.01/mo
- Silver — starting at $643.72/mo
- Gold — starting at $537.41/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Texas, CHRISTUS Health Plan, Community Health Choice, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Newton County (FIPS 48351).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (50)
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $459.01/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $539.07/mo @ 40
- CHRISTUS Catastrophic (3 Free PCP visits) — Catastrophic · $339.46/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $437.65/mo @ 40
- CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) — Expanded Bronze · $408.84/mo @ 40
- CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $414.25/mo @ 40
- CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $414.36/mo @ 40
- CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $425.51/mo @ 40
- CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $426.10/mo @ 40
- Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Expanded Bronze · $443.32/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $444.27/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $444.77/mo @ 40
- Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Expanded Bronze · $456.70/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $479.61/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $496.00/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $507.54/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $564.33/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $582.24/mo @ 40
- CHRISTUS Standard Gold ($0 Virtual Urgent Care) — Gold · $537.41/mo @ 40
- CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) — Gold · $544.77/mo @ 40
- CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) — Gold · $559.44/mo @ 40
- CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) — Gold · $566.78/mo @ 40
- CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) — Gold · $584.80/mo @ 40
- Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Gold · $587.04/mo @ 40
- Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Gold · $591.50/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $603.71/mo @ 40
- UHC Gold Standard — Gold · $609.23/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $616.20/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $623.43/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $625.40/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $639.82/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $641.79/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $755.45/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $764.36/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $794.19/mo @ 40
- CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) — Silver · $643.72/mo @ 40
- CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Silver · $661.75/mo @ 40
- CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Silver · $680.49/mo @ 40
- Community Premier Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Silver · $694.80/mo @ 40
- Community Premier Silver 012 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Silver · $695.45/mo @ 40
Showing first 40 of 50 plans on file.
Reviewed by Jason Burns, Editorial Steward.