What health insurance costs without a subsidy in Matagorda County, Texas (2026)
In Matagorda County, Texas, the benchmark silver plan costs $715.45/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $451.99 to $1057.65. A 60-year-old pays at least $959.86/month, a 21-year-old at least $353.67. 5 insurers offer 69 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $353.67/mo
- Age 40 — starting at $451.99/mo
- Age 60 — starting at $959.86/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $465.24/mo
- Silver — starting at $711.80/mo
- Gold — starting at $617.49/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Community Health Choice, UnitedHealthcare, WellPoint
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Matagorda County (FIPS 48321).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (69)
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $465.24/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $613.95/mo @ 40
- Wellpoint Essential Catastrophic (+ Incentives) — Catastrophic · $451.99/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $508.39/mo @ 40
- Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $475.74/mo @ 40
- Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $482.20/mo @ 40
- Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) — Expanded Bronze · $483.65/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $486.11/mo @ 40
- Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Expanded Bronze · $492.96/mo @ 40
- Wellpoint Essential Bronze 4000 HSA (+ Incentives) — Expanded Bronze · $496.58/mo @ 40
- Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $502.01/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $502.73/mo @ 40
- Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $506.34/mo @ 40
- Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Expanded Bronze · $507.58/mo @ 40
- Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Expanded Bronze · $507.84/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $514.42/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $516.07/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $516.66/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $642.69/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $663.12/mo @ 40
- UHC Gold Standard — Gold · $617.49/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $631.89/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $633.88/mo @ 40
- Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $646.14/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $648.50/mo @ 40
- Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $648.89/mo @ 40
- Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $649.99/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $650.50/mo @ 40
- Standard Gold — Gold · $650.79/mo @ 40
- Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Gold · $652.77/mo @ 40
- Everyday Gold — Gold · $653.79/mo @ 40
- Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Gold · $657.74/mo @ 40
- Complete Gold — Gold · $665.60/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $675.00/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $678.13/mo @ 40
- Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $678.68/mo @ 40
- Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $681.37/mo @ 40
- Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) — Gold · $682.87/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $690.38/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $701.29/mo @ 40
Showing first 40 of 69 plans on file.
Reviewed by Jason Burns, Editorial Steward.