What health insurance costs without a subsidy in Chambers County, Texas (2026)
In Chambers County, Texas, the benchmark silver plan costs $728.20/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $468.24 to $889.33. A 60-year-old pays at least $994.36/month, a 21-year-old at least $366.38. 4 insurers offer 48 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $366.38/mo
- Age 40 — starting at $468.24/mo
- Age 60 — starting at $994.36/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $468.24/mo
- Silver — starting at $720.21/mo
- Gold — starting at $621.47/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, Community Health Choice, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Chambers County (FIPS 48071).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (48)
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $468.24/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $516.25/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $517.54/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $489.24/mo @ 40
- Community Premier Bronze 003 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Expanded Bronze · $494.37/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $505.96/mo @ 40
- Community Premier Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Expanded Bronze · $509.29/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $517.74/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $525.36/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $525.95/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $540.42/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $557.59/mo @ 40
- UHC Gold Standard — Gold · $621.47/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $635.96/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $637.97/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $652.68/mo @ 40
- Community Premier Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Gold · $654.64/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $654.69/mo @ 40
- Community Premier Gold 005 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options) — Gold · $659.62/mo @ 40
- Standard Gold — Gold · $665.78/mo @ 40
- Everyday Gold — Gold · $668.86/mo @ 40
- Complete Gold — Gold · $680.94/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $690.56/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $693.75/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $706.29/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $713.90/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $723.45/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $728.66/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $731.99/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $760.55/mo @ 40
- UHC Silver Standard — Silver · $720.21/mo @ 40
- Standard Silver — Silver · $728.20/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care) — Silver · $731.80/mo @ 40
- Focused Silver — Silver · $731.94/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver · $732.66/mo @ 40
- Enhanced Diabetes Care Silver with $0 Drug Options — Silver · $738.81/mo @ 40
- UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) — Silver · $748.52/mo @ 40
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — Silver · $749.38/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $755.57/mo @ 40
- Focused Silver + Vision + Adult Dental — Silver · $759.45/mo @ 40
Showing first 40 of 48 plans on file.
Reviewed by Jason Burns, Editorial Steward.