What health insurance costs without a subsidy in Brooks County, Texas (2026)
In Brooks County, Texas, the benchmark silver plan costs $607.56/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $320.39 to $847.43. A 60-year-old pays at least $680.39/month, a 21-year-old at least $250.70. 4 insurers offer 58 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $250.70/mo
- Age 40 — starting at $320.39/mo
- Age 60 — starting at $680.39/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $450.05/mo
- Silver — starting at $590.13/mo
- Gold — starting at $507.22/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Superior HealthPlan, Blue Cross and Blue Shield of Texas, CHRISTUS Health Plan, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Brooks County (FIPS 48047).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (58)
- Blue Advantage Plus Bronze℠ 305 — Bronze · $450.05/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $529.51/mo @ 40
- CHRISTUS Catastrophic (3 Free PCP visits) — Catastrophic · $320.39/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $438.75/mo @ 40
- CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) — Expanded Bronze · $385.87/mo @ 40
- CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $390.97/mo @ 40
- CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $391.08/mo @ 40
- CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $401.61/mo @ 40
- CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $402.17/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $445.38/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $445.88/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $471.12/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $486.09/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $553.26/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $572.17/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $585.48/mo @ 40
- CHRISTUS Standard Gold ($0 Virtual Urgent Care) — Gold · $507.22/mo @ 40
- CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) — Gold · $514.17/mo @ 40
- CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) — Gold · $528.01/mo @ 40
- CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) — Gold · $534.94/mo @ 40
- CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) — Gold · $551.95/mo @ 40
- Standard Gold — Gold · $593.12/mo @ 40
- Everyday Gold — Gold · $595.86/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $605.22/mo @ 40
- Complete Gold — Gold · $606.63/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $615.19/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $617.75/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $618.04/mo @ 40
- Complete Gold + Vision + Adult Dental — Gold · $629.21/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $630.68/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $638.12/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $663.03/mo @ 40
- UHC Gold Standard — Gold · $702.78/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $719.17/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $721.44/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $738.08/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $740.35/mo @ 40
- CHRISTUS Value Silver 70 ($0 Virtual Urgent Care) — Silver · $590.13/mo @ 40
- CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) — Silver · $607.56/mo @ 40
- CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care) — Silver · $607.66/mo @ 40
Showing first 40 of 58 plans on file.
Reviewed by Jason Burns, Editorial Steward.