What health insurance costs without a subsidy in Bee County, Texas (2026)
In Bee County, Texas, the benchmark silver plan costs $694.71/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $356.37 to $938.52. A 60-year-old pays at least $756.79/month, a 21-year-old at least $278.85. 3 insurers offer 44 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $278.85/mo
- Age 40 — starting at $356.37/mo
- Age 60 — starting at $756.79/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $477.43/mo
- Silver — starting at $675.78/mo
- Gold — starting at $564.18/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Texas, CHRISTUS Health Plan, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Bee County (FIPS 48025).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Texas
- Callahan County — $962.55/mo benchmark
- Eastland County — $962.55/mo benchmark
- Haskell County — $962.55/mo benchmark
- Jones County — $962.55/mo benchmark
- Kent County — $962.55/mo benchmark
Plans available in this county (44)
- UHC Bronze Essential ($0 Virtual Urgent Care) — Bronze · $477.43/mo @ 40
- Blue Advantage Plus Bronze℠ 305 — Bronze · $544.80/mo @ 40
- CHRISTUS Catastrophic (3 Free PCP visits) — Catastrophic · $356.37/mo @ 40
- Blue Advantage Security HMO℠ 200 — Catastrophic · $546.17/mo @ 40
- CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care) — Expanded Bronze · $429.20/mo @ 40
- CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $434.88/mo @ 40
- CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $434.99/mo @ 40
- CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $446.70/mo @ 40
- CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Expanded Bronze · $447.33/mo @ 40
- UHC Bronze Standard — Expanded Bronze · $498.84/mo @ 40
- UHC Bronze Standard+ (Dental + Vision) — Expanded Bronze · $515.89/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) — Expanded Bronze · $527.90/mo @ 40
- Blue Advantage Bronze HMO℠ Standard — Expanded Bronze · $554.42/mo @ 40
- Blue Advantage Bronze HMO℠ 204 — Expanded Bronze · $555.05/mo @ 40
- Blue Advantage Plus Bronze℠ Standard — Expanded Bronze · $570.31/mo @ 40
- Blue Advantage Plus Bronze℠ 303 — Expanded Bronze · $588.43/mo @ 40
- CHRISTUS Standard Gold ($0 Virtual Urgent Care) — Gold · $564.18/mo @ 40
- CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) — Gold · $571.90/mo @ 40
- CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care) — Gold · $587.30/mo @ 40
- CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) — Gold · $595.01/mo @ 40
- CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care) — Gold · $613.92/mo @ 40
- UHC Gold Standard — Gold · $633.66/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $648.44/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) — Gold · $650.49/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $665.49/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) — Gold · $667.54/mo @ 40
- Blue Advantage Gold HMO℠ 206 — Gold · $753.39/mo @ 40
- Blue Advantage Plus Gold℠ 803 — Gold · $763.46/mo @ 40
- Blue Advantage Gold HMO℠ Standard — Gold · $768.97/mo @ 40
- Blue Advantage Plus Gold℠ 203 — Gold · $772.47/mo @ 40
- Blue Advantage Plus Gold℠ Standard — Gold · $802.62/mo @ 40
- CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care) — Silver · $675.78/mo @ 40
- CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Silver · $694.71/mo @ 40
- CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care) — Silver · $714.38/mo @ 40
- UHC Silver Standard — Silver · $734.34/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care) — Silver · $746.16/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) — Silver · $747.04/mo @ 40
- UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) — Silver · $763.21/mo @ 40
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) — Silver · $764.09/mo @ 40
- Blue Advantage Silver HMO℠ Standard — Silver · $894.74/mo @ 40
Showing first 40 of 44 plans on file.
Reviewed by Jason Burns, Editorial Steward.