What health insurance costs without a subsidy in Hamblen County, Tennessee (2026)
In Hamblen County, Tennessee, the benchmark silver plan costs $679.55/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $480.14 to $825.06. A 60-year-old pays at least $1019.65/month, a 21-year-old at least $375.70. 4 insurers offer 50 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $375.70/mo
- Age 40 — starting at $480.14/mo
- Age 60 — starting at $1019.65/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $480.14/mo
- Silver — starting at $668.66/mo
- Gold — starting at $669.84/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of Tennessee, BlueCross BlueShield of Tennessee, Cigna Healthcare, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Hamblen County (FIPS 47063).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Tennessee
- Cannon County — $793.80/mo benchmark
- Clay County — $793.80/mo benchmark
- Cumberland County — $793.80/mo benchmark
- DeKalb County — $793.80/mo benchmark
- Fentress County — $793.80/mo benchmark
Plans available in this county (50)
- UHC Bronze Essential (No Referrals) — Bronze · $480.14/mo @ 40
- BlueCross B15E $0 virtual care from Teladoc Health® — Bronze · $483.60/mo @ 40
- BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental — Bronze · $497.90/mo @ 40
- Connect Bronze 7500 Indiv Med Deductible — Bronze · $558.52/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $503.35/mo @ 40
- Everyday Bronze — Expanded Bronze · $512.89/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $514.75/mo @ 40
- BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $516.09/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $527.00/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $528.91/mo @ 40
- UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) — Expanded Bronze · $530.66/mo @ 40
- UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $547.69/mo @ 40
- Connect Bronze 8500 Indiv Med Deductible — Expanded Bronze · $574.35/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $578.15/mo @ 40
- Elite Bronze — Expanded Bronze · $584.30/mo @ 40
- BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $586.74/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $592.54/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $600.38/mo @ 40
- BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $609.24/mo @ 40
- UHC Gold Advantage (Virtual Urgent Care, No Referrals) — Gold · $669.84/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $673.52/mo @ 40
- Standard Gold — Gold · $681.81/mo @ 40
- UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) — Gold · $686.87/mo @ 40
- UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) — Gold · $689.80/mo @ 40
- Everyday Gold — Gold · $691.38/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $700.57/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $710.41/mo @ 40
- BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® — Gold · $725.73/mo @ 40
- Connect Gold CMS Standard — Gold · $741.84/mo @ 40
- Connect Gold 1500 Indiv Med Deductible — Gold · $745.82/mo @ 40
- Elite Gold — Gold · $774.09/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $795.39/mo @ 40
- BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® — Gold · $825.06/mo @ 40
- Standard Silver — Silver · $668.66/mo @ 40
- BlueCross S34E $45 PCP Copay + $0 virtual care from Teladoc Health® — Silver · $679.55/mo @ 40
- Enhanced Diabetes Care Silver with $0 Drug Options — Silver · $686.09/mo @ 40
- Standard Silver + Vision + Adult Dental — Silver · $687.06/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $689.62/mo @ 40
- BlueCross S26E $40 PCP Copay + $0 virtual care from Teladoc Health® — Silver · $694.78/mo @ 40
- BlueCross S27E $60 PCP Copay + $0 virtual care from Teladoc Health® — Silver · $696.78/mo @ 40
Showing first 40 of 50 plans on file.
Reviewed by Jason Burns, Editorial Steward.