What health insurance costs without a subsidy in Dickson County, Tennessee (2026)
In Dickson County, Tennessee, the benchmark silver plan costs $780.84/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $566.54 to $991.10. A 60-year-old pays at least $1203.13/month, a 21-year-old at least $443.32. 4 insurers offer 55 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $443.32/mo
- Age 40 — starting at $566.54/mo
- Age 60 — starting at $1203.13/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $572.83/mo
- Silver — starting at $779.04/mo
- Gold — starting at $747.84/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of Tennessee, BlueCross BlueShield of Tennessee, Oscar Insurance Company, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Dickson County (FIPS 47043).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Tennessee
- Cannon County — $793.80/mo benchmark
- Clay County — $793.80/mo benchmark
- Cumberland County — $793.80/mo benchmark
- DeKalb County — $793.80/mo benchmark
- Fentress County — $793.80/mo benchmark
Plans available in this county (55)
- UHC Bronze Essential (No Referrals) — Bronze · $572.83/mo @ 40
- BlueCross B15E $0 virtual care from Teladoc Health® — Bronze · $606.05/mo @ 40
- BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental — Bronze · $623.97/mo @ 40
- Bronze Simple — Expanded Bronze · $566.54/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $591.19/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $600.51/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $601.04/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $604.01/mo @ 40
- Bronze Simple Chronic Care CKM — Expanded Bronze · $612.57/mo @ 40
- UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) — Expanded Bronze · $633.10/mo @ 40
- Everyday Bronze — Expanded Bronze · $639.09/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $641.40/mo @ 40
- BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $646.78/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $649.13/mo @ 40
- UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $653.41/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $656.67/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $659.05/mo @ 40
- BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $698.48/mo @ 40
- Elite Bronze — Expanded Bronze · $728.07/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $748.10/mo @ 40
- BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $763.52/mo @ 40
- Gold Classic Standard — Gold · $747.84/mo @ 40
- Gold Elite — Gold · $780.79/mo @ 40
- UHC Gold Advantage (Virtual Urgent Care, No Referrals) — Gold · $799.14/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $803.52/mo @ 40
- UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) — Gold · $819.45/mo @ 40
- UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) — Gold · $822.95/mo @ 40
- Standard Gold — Gold · $849.57/mo @ 40
- Everyday Gold — Gold · $861.50/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $872.95/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $885.21/mo @ 40
- BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® — Gold · $909.50/mo @ 40
- Elite Gold — Gold · $964.56/mo @ 40
- BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® — Gold · $982.18/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $991.10/mo @ 40
- Silver Classic Standard — Silver · $779.04/mo @ 40
- Silver Simple PCP Saver — Silver · $780.84/mo @ 40
- Silver Simple Diabetes — Silver · $781.67/mo @ 40
- Silver Simple Women's Health with Menopause Benefits — Silver · $782.27/mo @ 40
- Silver Simple Chronic Care CKM — Silver · $783.54/mo @ 40
Showing first 40 of 55 plans on file.
Reviewed by Jason Burns, Editorial Steward.