What health insurance costs without a subsidy in Bradley County, Tennessee (2026)
In Bradley County, Tennessee, the benchmark silver plan costs $698.54/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $482.02 to $972.25. A 60-year-old pays at least $1023.64/month, a 21-year-old at least $377.18. 5 insurers offer 59 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $377.18/mo
- Age 40 — starting at $482.02/mo
- Age 60 — starting at $1023.64/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $536.98/mo
- Silver — starting at $697.87/mo
- Gold — starting at $681.35/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Alliant Health Plans, Inc., Ambetter of Tennessee, BlueCross BlueShield of Tennessee, Cigna Healthcare, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Bradley County (FIPS 47011).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Tennessee
- Cannon County — $793.80/mo benchmark
- Clay County — $793.80/mo benchmark
- Cumberland County — $793.80/mo benchmark
- DeKalb County — $793.80/mo benchmark
- Fentress County — $793.80/mo benchmark
Plans available in this county (59)
- BlueCross B15E $0 virtual care from Teladoc Health® — Bronze · $536.98/mo @ 40
- UHC Bronze Essential (No Referrals) — Bronze · $548.27/mo @ 40
- BlueCross B17E $0 virtual care from Teladoc Health® + Adult Dental — Bronze · $552.85/mo @ 40
- Connect Bronze 7500 Indiv Med Deductible — Bronze · $560.85/mo @ 40
- SoloCare Exp Bronze EPO $9500 DED 10015 — Expanded Bronze · $482.02/mo @ 40
- SoloCare Standard Exp Bronze EPO $7500 DED 10008 — Expanded Bronze · $492.32/mo @ 40
- Everyday Bronze — Expanded Bronze · $535.29/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $537.23/mo @ 40
- SoloCare Bronze EPO $8500 DED HSA 10004 — Expanded Bronze · $549.90/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $550.02/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $552.01/mo @ 40
- BlueCross B16E $50 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $573.07/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $574.77/mo @ 40
- Connect Bronze 8500 Indiv Med Deductible — Expanded Bronze · $576.74/mo @ 40
- Connect Bronze CMS Standard — Expanded Bronze · $580.57/mo @ 40
- Connect myDiabetesCare Bronze — Expanded Bronze · $595.01/mo @ 40
- UHC Bronze Copay Focus (Virtual Urgent Care, No Referrals) — Expanded Bronze · $605.96/mo @ 40
- Elite Bronze — Expanded Bronze · $609.82/mo @ 40
- UHC Bronze Copay Focus + (Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $625.41/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $626.60/mo @ 40
- BlueCross B19E $60 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $676.48/mo @ 40
- BlueCross B16S $50 PCP Copay + $0 virtual care from Teladoc Health® — Expanded Bronze · $691.41/mo @ 40
- SoloCare Standard Gold EPO $2000 DED 10006 — Gold · $681.35/mo @ 40
- SoloCare Gold EPO $1500 DED 10010 — Gold · $698.54/mo @ 40
- Standard Gold — Gold · $711.59/mo @ 40
- Everyday Gold — Gold · $721.58/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $731.17/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $741.44/mo @ 40
- Connect Gold CMS Standard — Gold · $744.93/mo @ 40
- Connect Gold 1500 Indiv Med Deductible — Gold · $748.93/mo @ 40
- UHC Gold Advantage (Virtual Urgent Care, No Referrals) — Gold · $764.88/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $769.08/mo @ 40
- UHC Gold Advantage + (Virtual Urgent Care, Dental + Vision, No Referrals) — Gold · $784.33/mo @ 40
- UHC Gold Copay Focus (Virtual Urgent Care, No Referrals) — Gold · $787.68/mo @ 40
- BlueCross G08E $30 PCP Copay + $0 virtual care from Teladoc Health ® — Gold · $805.83/mo @ 40
- Elite Gold — Gold · $807.90/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $830.13/mo @ 40
- BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ® — Gold · $972.25/mo @ 40
- SoloCare Standard Platinum EPO $0 DED 10005 — Platinum · $859.21/mo @ 40
- Standard Silver — Silver · $697.87/mo @ 40
Showing first 40 of 59 plans on file.
Reviewed by Jason Burns, Editorial Steward.