What health insurance costs without a subsidy in Osage County, Oklahoma (2026)
In Osage County, Oklahoma, the benchmark silver plan costs $573.05/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $299.03 to $1225.65. A 60-year-old pays at least $635.04/month, a 21-year-old at least $233.99. 6 insurers offer 80 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $233.99/mo
- Age 40 — starting at $299.03/mo
- Age 60 — starting at $635.04/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $515.14/mo
- Silver — starting at $566.27/mo
- Gold — starting at $606.93/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, CommunityCare, Medica, Mending Health, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Osage County (FIPS 40113).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Oklahoma
- Cimarron County — $817.70/mo benchmark
- Coal County — $817.70/mo benchmark
- Custer County — $817.70/mo benchmark
- Texas County — $817.70/mo benchmark
- Washita County — $817.70/mo benchmark
Plans available in this county (80)
- UHC Bronze Essential (No Referrals) — Bronze · $515.14/mo @ 40
- MyBlue Bronze HMO℠ 902 — Bronze · $518.55/mo @ 40
- MyBlue Bronze HMO℠ 904 — Bronze · $560.44/mo @ 40
- Blue Advantage Bronze PPO℠ 202 — Bronze · $687.32/mo @ 40
- CommunityCare Catastrophic — Catastrophic · $299.03/mo @ 40
- Blue Preferred Security PPO℠ 200 — Catastrophic · $854.51/mo @ 40
- Everyday Bronze — Expanded Bronze · $453.45/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $453.75/mo @ 40
- Harmony by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $454.68/mo @ 40
- Harmony by Medica Expanded Bronze Standard — Expanded Bronze · $464.22/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $472.77/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $473.08/mo @ 40
- Harmony by Medica Bronze Premier — Expanded Bronze · $480.06/mo @ 40
- CommunityCare Expanded Bronze Standardized — Expanded Bronze · $484.69/mo @ 40
- CommunityCare Bronze IH223 — Expanded Bronze · $492.70/mo @ 40
- CommunityCare Bronze IH224 — Expanded Bronze · $495.05/mo @ 40
- Elite Bronze — Expanded Bronze · $523.72/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $533.90/mo @ 40
- MyBlue Bronze HMO℠ Standard — Expanded Bronze · $542.06/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $546.02/mo @ 40
- MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) — Expanded Bronze · $546.06/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $556.69/mo @ 40
- MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) — Expanded Bronze · $556.84/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $561.48/mo @ 40
- Blue Advantage Bronze PPO℠ Standard — Expanded Bronze · $728.50/mo @ 40
- Blue Advantage Bronze PPO℠ 203 — Expanded Bronze · $784.55/mo @ 40
- Blue Preferred Bronze PPO℠ Standard — Expanded Bronze · $927.88/mo @ 40
- Harmony by Medica Gold $0 Copay PCP Visits — Gold · $606.93/mo @ 40
- Harmony by Medica Gold Share — Gold · $614.61/mo @ 40
- Standard Gold — Gold · $615.72/mo @ 40
- Everyday Gold — Gold · $626.54/mo @ 40
- CommunityCare Gold L21 — Gold · $635.02/mo @ 40
- CommunityCare Gold Standardized — Gold · $635.53/mo @ 40
- CommunityCare Gold IH221 — Gold · $638.94/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $641.94/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $653.22/mo @ 40
- Harmony by Medica Gold Standard — Gold · $664.10/mo @ 40
- MyBlue Gold HMO℠ 804 — Gold · $674.94/mo @ 40
- MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) — Gold · $696.37/mo @ 40
- Elite Gold — Gold · $708.90/mo @ 40
Showing first 40 of 80 plans on file.
Reviewed by Jason Burns, Editorial Steward.