What health insurance costs without a subsidy in Cleveland County, Oklahoma (2026)

Cost by age (2026, before subsidy)

• Age 21 — starting at $245.72/mo
• Age 40 — starting at $314.03/mo
• Age 60 — starting at $666.88/mo

Cost by metal level (age 40, 2026)

• Bronze — starting at $495.40/mo
• Silver — starting at $561.23/mo
• Gold — starting at $578.76/mo

Deductibles & out-of-pocket (2026)

• Deductibles range from $0 to $10,600
• Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, CommunityCare, Medica, Mending Health, Oscar Insurance Company, UnitedHealthcare

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

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Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.

Sources

• CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Cleveland County (FIPS 40027).
• HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
• Methodology — how we source, interpret, and label these figures.

Related counties in Oklahoma

• Cimarron County — $817.70/mo benchmark
• Coal County — $817.70/mo benchmark
• Custer County — $817.70/mo benchmark
• Texas County — $817.70/mo benchmark
• Washita County — $817.70/mo benchmark

All Oklahoma counties →

Plans available in this county (94)

• UHC Bronze Essential (No Referrals) — Bronze · $495.40/mo @ 40
• MyBlue Bronze HMO℠ 902 — Bronze · $515.30/mo @ 40
• MyBlue Bronze HMO℠ 904 — Bronze · $556.33/mo @ 40
• Blue Advantage Bronze PPO℠ 202 — Bronze · $609.85/mo @ 40
• CommunityCare Catastrophic — Catastrophic · $314.03/mo @ 40
• Blue Preferred Security PPO℠ 200 — Catastrophic · $913.02/mo @ 40
• Bronze Simple — Expanded Bronze · $436.06/mo @ 40
• Everyday Bronze — Expanded Bronze · $449.42/mo @ 40
• Standard Expanded Bronze — Expanded Bronze · $449.71/mo @ 40
• Bronze Classic Standard — Expanded Bronze · $455.73/mo @ 40
• Bronze Simple Diabetes — Expanded Bronze · $465.03/mo @ 40
• Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $467.78/mo @ 40
• Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $468.56/mo @ 40
• Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $468.86/mo @ 40
• Bronze Simple Chronic Care CKM — Expanded Bronze · $474.34/mo @ 40
• Bronze Elite + PCP Saver Plus — Expanded Bronze · $505.84/mo @ 40
• CommunityCare Expanded Bronze Standardized — Expanded Bronze · $508.99/mo @ 40
• UHC Bronze Standard (No Referrals) — Expanded Bronze · $513.45/mo @ 40
• CommunityCare Bronze IH223 — Expanded Bronze · $517.41/mo @ 40
• Elite Bronze — Expanded Bronze · $519.05/mo @ 40
• CommunityCare Bronze IH224 — Expanded Bronze · $519.87/mo @ 40
• UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $535.36/mo @ 40
• MyBlue Bronze HMO℠ Standard — Expanded Bronze · $538.91/mo @ 40
• UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $539.97/mo @ 40
• Elite Bronze + Vision + Adult Dental — Expanded Bronze · $541.16/mo @ 40
• MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) — Expanded Bronze · $542.76/mo @ 40
• MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) — Expanded Bronze · $553.48/mo @ 40
• Harmony by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $641.86/mo @ 40
• Blue Advantage Bronze PPO℠ Standard — Expanded Bronze · $647.31/mo @ 40
• Harmony by Medica Expanded Bronze Standard — Expanded Bronze · $655.33/mo @ 40
• Harmony by Medica Bronze Premier — Expanded Bronze · $677.68/mo @ 40
• Blue Advantage Bronze PPO℠ 203 — Expanded Bronze · $697.21/mo @ 40
• Blue Preferred Bronze PPO℠ Standard — Expanded Bronze · $986.73/mo @ 40
• Gold Classic Standard — Gold · $578.76/mo @ 40
• Standard Gold — Gold · $610.23/mo @ 40
• Everyday Gold — Gold · $620.96/mo @ 40
• Standard Gold + Vision + Adult Dental — Gold · $636.22/mo @ 40
• Everyday Gold + Vision + Adult Dental — Gold · $647.40/mo @ 40
• CommunityCare Gold L21 — Gold · $666.86/mo @ 40
• CommunityCare Gold Standardized — Gold · $667.40/mo @ 40

Showing first 40 of 94 plans on file. Every remaining plan is listed below.

All other plans in Cleveland County

• MyBlue Gold HMO℠ 804 — Gold
• CommunityCare Gold IH221 — Gold
• MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) — Gold
• Elite Gold — Gold
• UHC Gold Standard (No Referrals) — Gold
• MyBlue Gold HMO℠ 704 — Gold
• UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) — Gold
• MyBlue Gold HMO℠ Standard — Gold
• Elite Gold + Vision + Adult Dental — Gold
• UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Gold
• UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold
• MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) — Gold
• Blue Advantage Gold PPO℠ 309 — Gold
• Blue Advantage Gold PPO℠ 604 — Gold
• Blue Advantage Gold PPO℠ Standard — Gold
• Harmony by Medica Gold $0 Copay PCP Visits — Gold
• Harmony by Medica Gold Share — Gold
• Harmony by Medica Gold Standard — Gold
• Blue Preferred Gold PPO℠ Standard — Gold
• Standard Silver — Silver
• Focused Silver — Silver
• Silver Simple PCP Saver — Silver
• Silver Classic Standard — Silver
• Silver Simple Diabetes — Silver
• Silver Simple Breathe Easy with Enhanced COPD Benefits — Silver
• Enhanced Asthma/COPD Care Silver with $0 Drug Options — Silver
• Enhanced Diabetes Care Silver with $0 Drug Options — Silver
• Silver Simple Chronic Care CKM — Silver
• Standard Silver + Vision + Adult Dental — Silver
• Silver Simple Women's Health with Menopause Benefits — Silver
• Silver Elite Saver Plus — Silver
• Focused Silver + Vision + Adult Dental — Silver
• Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental — Silver
• Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental — Silver
• CommunityCare Silver Standardized — Silver
• CommunityCare Silver SLIH223 — Silver
• CommunityCare Silver L21 — Silver
• MENDING Direct Primary Care Silver 2300 ($0 DPC + $0 PCP + $0 Mental Health) — Silver
• UHC Silver Standard (No Referrals) — Silver
• UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Silver
• MyBlue Silver HMO℠ 705 — Silver
• MyBlue Silver HMO℠ 803 — Silver
• UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Silver
• MyBlue Silver HMO℠ Standard — Silver
• UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Silver
• UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Silver
• MENDING Standard Silver (No Direct Primary Care, for DPC select DPC Silver) — Silver
• Blue Advantage Silver PPO℠ 501 — Silver
• Blue Advantage Silver PPO℠ Standard — Silver
• Blue Advantage Silver PPO℠ 204 — Silver
• Harmony by Medica Silver $0 Copay PCP Visits — Silver
• Harmony by Medica Silver Share — Silver
• Harmony by Medica Silver Standard — Silver
• Blue Preferred Silver PPO℠ Standard — Silver