What health insurance costs without a subsidy in Cleveland County, Oklahoma (2026)
In Cleveland County, Oklahoma, the benchmark silver plan costs $567.94/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $314.03 to $1299.99. A 60-year-old pays at least $666.88/month, a 21-year-old at least $245.72. 7 insurers offer 94 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $245.72/mo
- Age 40 — starting at $314.03/mo
- Age 60 — starting at $666.88/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $495.40/mo
- Silver — starting at $561.23/mo
- Gold — starting at $578.76/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, CommunityCare, Medica, Mending Health, Oscar Insurance Company, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Cleveland County (FIPS 40027).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Oklahoma
- Cimarron County — $817.70/mo benchmark
- Coal County — $817.70/mo benchmark
- Custer County — $817.70/mo benchmark
- Texas County — $817.70/mo benchmark
- Washita County — $817.70/mo benchmark
Plans available in this county (94)
- UHC Bronze Essential (No Referrals) — Bronze · $495.40/mo @ 40
- MyBlue Bronze HMO℠ 902 — Bronze · $515.30/mo @ 40
- MyBlue Bronze HMO℠ 904 — Bronze · $556.33/mo @ 40
- Blue Advantage Bronze PPO℠ 202 — Bronze · $609.85/mo @ 40
- CommunityCare Catastrophic — Catastrophic · $314.03/mo @ 40
- Blue Preferred Security PPO℠ 200 — Catastrophic · $913.02/mo @ 40
- Bronze Simple — Expanded Bronze · $436.06/mo @ 40
- Everyday Bronze — Expanded Bronze · $449.42/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $449.71/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $455.73/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $465.03/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $467.78/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $468.56/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $468.86/mo @ 40
- Bronze Simple Chronic Care CKM — Expanded Bronze · $474.34/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $505.84/mo @ 40
- CommunityCare Expanded Bronze Standardized — Expanded Bronze · $508.99/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $513.45/mo @ 40
- CommunityCare Bronze IH223 — Expanded Bronze · $517.41/mo @ 40
- Elite Bronze — Expanded Bronze · $519.05/mo @ 40
- CommunityCare Bronze IH224 — Expanded Bronze · $519.87/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $535.36/mo @ 40
- MyBlue Bronze HMO℠ Standard — Expanded Bronze · $538.91/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $539.97/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $541.16/mo @ 40
- MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) — Expanded Bronze · $542.76/mo @ 40
- MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) — Expanded Bronze · $553.48/mo @ 40
- Harmony by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $641.86/mo @ 40
- Blue Advantage Bronze PPO℠ Standard — Expanded Bronze · $647.31/mo @ 40
- Harmony by Medica Expanded Bronze Standard — Expanded Bronze · $655.33/mo @ 40
- Harmony by Medica Bronze Premier — Expanded Bronze · $677.68/mo @ 40
- Blue Advantage Bronze PPO℠ 203 — Expanded Bronze · $697.21/mo @ 40
- Blue Preferred Bronze PPO℠ Standard — Expanded Bronze · $986.73/mo @ 40
- Gold Classic Standard — Gold · $578.76/mo @ 40
- Standard Gold — Gold · $610.23/mo @ 40
- Everyday Gold — Gold · $620.96/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $636.22/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $647.40/mo @ 40
- CommunityCare Gold L21 — Gold · $666.86/mo @ 40
- CommunityCare Gold Standardized — Gold · $667.40/mo @ 40
Showing first 40 of 94 plans on file.
Reviewed by Jason Burns, Editorial Steward.