What health insurance costs without a subsidy in Carter County, Oklahoma (2026)
In Carter County, Oklahoma, the benchmark silver plan costs $569.27/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $402.90 to $1177.09. A 60-year-old pays at least $855.61/month, a 21-year-old at least $315.26. 4 insurers offer 57 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $315.26/mo
- Age 40 — starting at $402.90/mo
- Age 60 — starting at $855.61/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $483.14/mo
- Silver — starting at $568.33/mo
- Gold — starting at $537.81/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter of Oklahoma, Blue Cross and Blue Shield of Oklahoma, Medica, Mending Health
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Carter County (FIPS 40019).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Oklahoma
- Cimarron County — $817.70/mo benchmark
- Coal County — $817.70/mo benchmark
- Custer County — $817.70/mo benchmark
- Texas County — $817.70/mo benchmark
- Washita County — $817.70/mo benchmark
Plans available in this county (57)
- MyBlue Bronze HMO℠ 902 — Bronze · $483.14/mo @ 40
- MyBlue Bronze HMO℠ 904 — Bronze · $521.94/mo @ 40
- Blue Advantage Bronze PPO℠ 202 — Bronze · $575.09/mo @ 40
- Blue Preferred Security PPO℠ 200 — Catastrophic · $821.83/mo @ 40
- Balance by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $402.90/mo @ 40
- Balance by Medica Expanded Bronze Standard — Expanded Bronze · $411.35/mo @ 40
- Balance by Medica Bronze Premier — Expanded Bronze · $425.39/mo @ 40
- Everyday Bronze — Expanded Bronze · $468.69/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $469.00/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $488.65/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $488.97/mo @ 40
- MyBlue Bronze HMO℠ Standard — Expanded Bronze · $506.82/mo @ 40
- Elite Bronze — Expanded Bronze · $541.31/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $564.36/mo @ 40
- MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) — Expanded Bronze · $582.05/mo @ 40
- MENDING Standard Bronze (No Direct Primary Care, for DPC select DPC Bronze) — Expanded Bronze · $593.54/mo @ 40
- Blue Advantage Bronze PPO℠ Standard — Expanded Bronze · $610.88/mo @ 40
- Blue Advantage Bronze PPO℠ 203 — Expanded Bronze · $656.02/mo @ 40
- Blue Preferred Bronze PPO℠ Standard — Expanded Bronze · $892.50/mo @ 40
- Balance by Medica Gold $0 Copay PCP Visits — Gold · $537.81/mo @ 40
- Balance by Medica Gold Share — Gold · $544.62/mo @ 40
- Balance by Medica Gold Standard — Gold · $588.47/mo @ 40
- MyBlue Gold HMO℠ 804 — Gold · $623.83/mo @ 40
- Standard Gold — Gold · $636.40/mo @ 40
- Everyday Gold — Gold · $647.59/mo @ 40
- MyBlue Gold HMO℠ 704 — Gold · $660.64/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $663.51/mo @ 40
- MyBlue Gold HMO℠ Standard — Gold · $667.72/mo @ 40
- Everyday Gold + Vision + Adult Dental — Gold · $675.17/mo @ 40
- Elite Gold — Gold · $732.71/mo @ 40
- MENDING Direct Primary Care Gold $0 Ded ($0 DPC $0 PCP + $0 Mental Health) — Gold · $742.26/mo @ 40
- Blue Advantage Gold PPO℠ 309 — Gold · $754.91/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $763.92/mo @ 40
- Blue Advantage Gold PPO℠ 604 — Gold · $776.18/mo @ 40
- Blue Advantage Gold PPO℠ Standard — Gold · $803.30/mo @ 40
- MENDING Standard Gold (No Direct Primary Care, for DPC select DPC Gold) — Gold · $839.38/mo @ 40
- Blue Preferred Gold PPO℠ Standard — Gold · $1142.99/mo @ 40
- Balance by Medica Silver $0 Copay PCP Visits — Silver · $568.33/mo @ 40
- Balance by Medica Silver Share — Silver · $569.27/mo @ 40
- Standard Silver — Silver · $585.29/mo @ 40
Showing first 40 of 57 plans on file.
Reviewed by Jason Burns, Editorial Steward.