What health insurance costs without a subsidy in Bryan County, Oklahoma (2026)
In Bryan County, Oklahoma, the benchmark silver plan costs $778.21/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $548.97 to $1177.09. A 60-year-old pays at least $1165.81/month, a 21-year-old at least $429.55. 2 insurers offer 26 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $429.55/mo
- Age 40 — starting at $548.97/mo
- Age 60 — starting at $1165.81/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $548.97/mo
- Silver — starting at $776.64/mo
- Gold — starting at $754.91/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Blue Cross and Blue Shield of Oklahoma, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
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Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Bryan County (FIPS 40013).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Oklahoma
- Cimarron County — $817.70/mo benchmark
- Coal County — $817.70/mo benchmark
- Custer County — $817.70/mo benchmark
- Texas County — $817.70/mo benchmark
- Washita County — $817.70/mo benchmark
Plans available in this county (26)
- UHC Bronze Essential (No Referrals) — Bronze · $548.97/mo @ 40
- Blue Advantage Bronze PPO℠ 202 — Bronze · $575.09/mo @ 40
- Blue Preferred Security PPO℠ 200 — Catastrophic · $821.83/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $568.97/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $593.24/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $598.36/mo @ 40
- Blue Advantage Bronze PPO℠ Standard — Expanded Bronze · $610.88/mo @ 40
- Blue Advantage Bronze PPO℠ 203 — Expanded Bronze · $656.02/mo @ 40
- Blue Preferred Bronze PPO℠ Standard — Expanded Bronze · $892.50/mo @ 40
- Blue Advantage Gold PPO℠ 309 — Gold · $754.91/mo @ 40
- Blue Advantage Gold PPO℠ 604 — Gold · $776.18/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $779.90/mo @ 40
- UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals) — Gold · $787.76/mo @ 40
- Blue Advantage Gold PPO℠ Standard — Gold · $803.30/mo @ 40
- UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Gold · $812.04/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $823.31/mo @ 40
- Blue Preferred Gold PPO℠ Standard — Gold · $1142.99/mo @ 40
- Blue Advantage Silver PPO℠ 501 — Silver · $776.64/mo @ 40
- UHC Silver Standard (No Referrals) — Silver · $778.21/mo @ 40
- UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Silver · $784.37/mo @ 40
- UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Silver · $793.74/mo @ 40
- UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $808.65/mo @ 40
- Blue Advantage Silver PPO℠ Standard — Silver · $817.70/mo @ 40
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Silver · $818.02/mo @ 40
- Blue Advantage Silver PPO℠ 204 — Silver · $822.58/mo @ 40
- Blue Preferred Silver PPO℠ Standard — Silver · $1177.09/mo @ 40
Reviewed by Jason Burns, Editorial Steward.