What health insurance costs without a subsidy in Ross County, Ohio (2026)
In Ross County, Ohio, the benchmark silver plan costs $545.44/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $476.55 to $1079.59. A 60-year-old pays at least $1012.02/month, a 21-year-old at least $372.89. 5 insurers offer 82 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $372.89/mo
- Age 40 — starting at $476.55/mo
- Age 60 — starting at $1012.02/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $530.47/mo
- Silver — starting at $545.17/mo
- Gold — starting at $596.37/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $500 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Buckeye Health Plan, Anthem Blue Cross and Blue Shield, CareSource, MedMutual, Molina Healthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Ross County (FIPS 39141).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Ohio
- Knox County — $668.80/mo benchmark
- Marion County — $665.39/mo benchmark
- Athens County — $621.36/mo benchmark
- Meigs County — $617.49/mo benchmark
- Washington County — $617.49/mo benchmark
Plans available in this county (82)
- Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) — Bronze · $530.47/mo @ 40
- Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Bronze · $537.64/mo @ 40
- Molina Bronze Saver 7000 — Expanded Bronze · $476.55/mo @ 40
- Molina Bronze Standard — Expanded Bronze · $480.59/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Vision — Expanded Bronze · $480.65/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $486.43/mo @ 40
- Everyday Bronze — Expanded Bronze · $487.34/mo @ 40
- Molina Bronze Smart Heart Health — Expanded Bronze · $489.70/mo @ 40
- Molina Bronze Enhanced 3500 — Expanded Bronze · $493.29/mo @ 40
- Molina Bronze Saver 7000 Plus with Adult Dental and Vision — Expanded Bronze · $494.65/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Vision — Expanded Bronze · $497.39/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $501.42/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $502.35/mo @ 40
- Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision — Expanded Bronze · $511.39/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $526.53/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $542.76/mo @ 40
- Bronze $8,300 w/ Virtual & Wellness ON-EX — Expanded Bronze · $556.87/mo @ 40
- Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $560.45/mo @ 40
- Bronze $8,300 w/ Adult Dental ON-EX — Expanded Bronze · $568.32/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $571.57/mo @ 40
- Anthem Bronze Pathway 8500 for HSA — Expanded Bronze · $571.89/mo @ 40
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $574.37/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $576.22/mo @ 40
- Bronze Standard w/ Virtual & Wellness — Expanded Bronze · $581.58/mo @ 40
- Bronze HSA $7,300 ON-EX — Expanded Bronze · $585.79/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $588.88/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $593.61/mo @ 40
- Clear Gold — Gold · $596.37/mo @ 40
- Standard Gold — Gold · $611.93/mo @ 40
- Clear Gold + Vision + Adult Dental — Gold · $614.75/mo @ 40
- Molina Gold Core 1640 — Gold · $630.77/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $630.79/mo @ 40
- Molina Gold Smart Heart Health — Gold · $632.78/mo @ 40
- Molina Gold Enhanced 895 — Gold · $632.89/mo @ 40
- Molina Gold Core 1640 Plus with Adult Vision — Gold · $634.87/mo @ 40
- Molina Gold Enhanced 895 Plus with Adult Vision — Gold · $636.99/mo @ 40
- Complete Gold — Gold · $640.33/mo @ 40
- Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold · $648.87/mo @ 40
- Molina Gold Enhanced 895 Plus with Adult Dental and Vision — Gold · $651.00/mo @ 40
- Molina Gold Standard — Gold · $658.67/mo @ 40
Showing first 40 of 82 plans on file.
Reviewed by Jason Burns, Editorial Steward.