What health insurance costs without a subsidy in Medina County, Ohio (2026)
In Medina County, Ohio, the benchmark silver plan costs $503.81/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $385.57 to $898.83. A 60-year-old pays at least $818.82/month, a 21-year-old at least $301.70. 8 insurers offer 125 plans, according to the CMS PY2026 QHP Landscape. 2027 plans for Medina County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $301.70/mo
- Age 40 — starting at $385.57/mo
- Age 60 — starting at $818.82/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $405.90/mo
- Silver — starting at $492.37/mo
- Gold — starting at $555.16/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter from Buckeye Health Plan, Anthem Blue Cross and Blue Shield, Antidote Health Plan of Ohio, Inc., CareSource, MedMutual, Oscar Insurance Corporation of Ohio, SummaCare, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Call 1-855-333-3555 — private U65 quoteSee your subsidized price at acadirectanswers.com (opens in new tab)
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Medina County (FIPS 39103).
- HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Ohio
- Knox County — $668.80/mo benchmark
- Marion County — $665.39/mo benchmark
- Athens County — $621.36/mo benchmark
- Meigs County — $617.49/mo benchmark
- Washington County — $617.49/mo benchmark
Plans available in this county (125)
- SummaCare Bronze 8000 — Bronze · $405.90/mo @ 40
- SummaCare Bronze 8000 with Adult Vision Exam — Bronze · $407.13/mo @ 40
- Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) — Bronze · $451.34/mo @ 40
- Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Bronze · $457.43/mo @ 40
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $530.81/mo @ 40
- Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Expanded Bronze · $385.57/mo @ 40
- Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Expanded Bronze · $397.01/mo @ 40
- Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Expanded Bronze · $412.77/mo @ 40
- Bronze Standard — Expanded Bronze · $419.32/mo @ 40
- Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Expanded Bronze · $424.22/mo @ 40
- SummaCare Bronze 10600 with 3 Free PCP Visits — Expanded Bronze · $426.39/mo @ 40
- SummaCare Bronze 10600 with 3 Free PCP Visits + Adult Vision — Expanded Bronze · $429.63/mo @ 40
- SummaCare Standard Bronze — Expanded Bronze · $452.41/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $452.82/mo @ 40
- Everyday Bronze — Expanded Bronze · $453.66/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $454.46/mo @ 40
- Bronze $8,300 w/ Virtual & Wellness ON-EX — Expanded Bronze · $455.17/mo @ 40
- SummaCare Standard Bronze with Adult Vision — Expanded Bronze · $455.65/mo @ 40
- Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $458.15/mo @ 40
- Bronze $8,300 w/ Adult Dental ON-EX — Expanded Bronze · $464.53/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $466.78/mo @ 40
- Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $467.64/mo @ 40
- Bronze 7500 $25 Generic Drugs — Expanded Bronze · $468.22/mo @ 40
- Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $471.98/mo @ 40
- Bronze Standard w/ Virtual & Wellness — Expanded Bronze · $475.37/mo @ 40
- Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $476.85/mo @ 40
- Bronze HSA $7,300 ON-EX — Expanded Bronze · $478.82/mo @ 40
- Anthem Bronze Pathway 8500 for HSA — Expanded Bronze · $486.57/mo @ 40
- Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $488.68/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $490.15/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $505.26/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $559.44/mo @ 40
- UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $575.64/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $579.14/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $595.33/mo @ 40
- Bronze Classic Standard | Cleveland Clinic — Expanded Bronze · $666.36/mo @ 40
- Bronze Classic PCP Saver | Cleveland Clinic — Expanded Bronze · $676.22/mo @ 40
- Bronze Simple Diabetes | Cleveland Clinic — Expanded Bronze · $682.20/mo @ 40
- Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic — Expanded Bronze · $687.44/mo @ 40
- Bronze Simple HSA | Cleveland Clinic — Expanded Bronze · $688.01/mo @ 40
Showing first 40 of 125 plans on file. Every remaining plan is listed below.
All other plans in Medina County
- Bronze Simple Chronic Care CKM | Cleveland Clinic — Expanded Bronze
- Clear Gold — Gold
- Standard Gold — Gold
- Clear Gold + Vision + Adult Dental — Gold
- Standard Gold + Vision + Adult Dental — Gold
- SummaCare Gold 2000 with 3 Free PCP Visits — Gold
- Complete Gold — Gold
- SummaCare Standard Gold — Gold
- SummaCare Standard Gold with Adult Vision — Gold
- Complete Gold + Vision + Adult Dental — Gold
- SummaCare Gold 2000 with 3 Free PCP Visits + Adult Vision — Gold
- SummaCare Gold 1000 with 3 Free PCP Visits + Adult Vision — Gold
- Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Gold
- Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Gold
- Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Gold
- Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Gold
- Gold Standard w/ Virtual & Wellness — Gold
- Gold $500 w/ Virtual & Wellness ON-EX — Gold
- Gold $1,000 w/ Virtual & Wellness ON-EX — Gold
- Gold $1,000 w/ Adult Dental ON-EX — Gold
- Gold Standard — Gold
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold
- Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services — Gold
- Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold
- Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) — Gold
- Core Gold 1500 $10 Generic Drugs — Gold
- Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness — Gold
- Gold Classic Standard | Cleveland Clinic — Gold
- Gold 2000 $15 Generic Drugs — Gold
- Gold 2000 $15 Generic Drugs + Adult Vision & Fitness — Gold
- UHC Gold Standard (No Referrals) — Gold
- Gold Elite | Cleveland Clinic — Gold
- UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold
- UHC Gold Standard+ (Dental + Vision, No Referrals) — Gold
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold
- UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Gold
- Gold Elite Saver Plus | Cleveland Clinic — Gold
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold
- Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Silver
- Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx — Silver
- SummaCare Silver 5000 1000 Rx with 3 Free PCP Visits — Silver
- SummaCare Silver 7000 with 3 Free PCP Visits — Silver
- SummaCare Silver 6000 with 3 Free PCP Visits + Adult Vision — Silver
- SummaCare Standard Silver — Silver
- SummaCare Standard Silver with Adult Vision — Silver
- SummaCare Silver 3500 with 3 Free PCP Visits + Adult Vision — Silver
- Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Silver
- Low Premium Silver 6200 $3 Generic Drugs — Silver
- Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness — Silver
- Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx — Silver
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services — Silver
- Diabetes Silver 5000 $0 Chronic Care Drugs & Services — Silver
- Standard Silver — Silver
- Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver
- Silver 6000 $20 Generic Drugs — Silver
- Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver
- Silver 6000 $20 Generic Drugs + Adult Vision & Fitness — Silver
- Silver Standard — Silver
- Complete Silver — Silver
- Standard Silver + Vision + Adult Dental — Silver
- Complete Silver + Vision + Adult Dental — Silver
- Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) — Silver
- Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) — Silver
- Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) — Silver
- Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Silver
- Silver $5,800 w/ Virtual & Wellness ON-EX — Silver
- HDHP Preventive Silver 5500 $0 Chronic Care Drugs — Silver
- Anthem Silver Pathway 5500 for HSA — Silver
- Silver Standard w/ Virtual & Wellness — Silver
- Silver $5,000 w/ Virtual & Wellness ON-EX — Silver
- Silver $5,000 w/ Adult Dental ON-EX — Silver
- UHC Silver Standard (No Referrals) — Silver
- UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) — Silver
- UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Silver
- Silver Simple Diabetes | Cleveland Clinic — Silver
- Silver Simple PCP Saver | Cleveland Clinic — Silver
- UHC Silver Standard+ (Dental + Vision, No Referrals) — Silver
- Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic — Silver
- Silver Classic Standard | Cleveland Clinic — Silver
- UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) — Silver
- Silver Simple Chronic Care CKM | Cleveland Clinic — Silver
- UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Silver
- Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic — Silver
- Silver Elite Saver Plus | Cleveland Clinic — Silver
Reviewed by Jason Burns, Editorial Steward.
Reviewed by Heather Fabrizio, licensed in Ohio (License #1559549) · reviewed Jul 28, 2026