What health insurance costs without a subsidy in Clinton County, Ohio (2026)

In Clinton County, Ohio, the benchmark silver plan costs $496.32/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $365.60 to $1090.93. A 60-year-old pays at least $776.41/month, a 21-year-old at least $286.08. 7 insurers offer 115 plans, according to the CMS PY2026 QHP Landscape. 2027 plans for Clinton County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.

Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0

Cost by age (2026, before subsidy)

Age 21 — starting at $286.08/mo
Age 40 — starting at $365.60/mo
Age 60 — starting at $776.41/mo

Cost by metal level (age 40, 2026)

Bronze — starting at $449.45/mo
Silver — starting at $495.15/mo
Gold — starting at $494.81/mo

Deductibles & out-of-pocket (2026)

Deductibles range from $0 to $10,600
Highest out-of-pocket maximum on file: $10,600

Who sells plans here

Ambetter from Buckeye Health Plan, Anthem Blue Cross and Blue Shield, CareSource, MedMutual, Molina Healthcare, Oscar Health Insurance, UnitedHealthcare

The subsidy cliff

In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.

Call 1-855-333-3555 — private U65 quote See your subsidized price at acadirectanswers.com

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Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.

Sources

CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Clinton County (FIPS 39027).
HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
Methodology — how we source, interpret, and label these figures.

Related counties in Ohio

Knox County — $668.80/mo benchmark
Marion County — $665.39/mo benchmark
Athens County — $621.36/mo benchmark
Meigs County — $617.49/mo benchmark
Washington County — $617.49/mo benchmark

All Ohio counties →

Plans available in this county (115)

Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs) — Bronze · $449.45/mo @ 40
Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Bronze · $455.52/mo @ 40
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $514.77/mo @ 40
Bronze Classic Standard — Expanded Bronze · $365.60/mo @ 40
Bronze Classic 4700 — Expanded Bronze · $370.62/mo @ 40
Bronze Simple Diabetes — Expanded Bronze · $373.41/mo @ 40
Bronze Simple Breathe Easy with Enhanced COPD Benefits — Expanded Bronze · $375.15/mo @ 40
Bronze Simple Chronic Care CKM — Expanded Bronze · $378.04/mo @ 40
Bronze Elite + PCP Saver Plus — Expanded Bronze · $396.51/mo @ 40
Bronze $8,300 w/ Virtual & Wellness ON-EX — Expanded Bronze · $434.52/mo @ 40
Bronze $8,300 w/ Adult Dental ON-EX — Expanded Bronze · $443.45/mo @ 40
Molina Bronze Saver 7000 — Expanded Bronze · $447.27/mo @ 40
Molina Bronze Standard — Expanded Bronze · $451.06/mo @ 40
Molina Bronze Saver 7000 Plus with Adult Vision — Expanded Bronze · $451.12/mo @ 40
Bronze Standard w/ Virtual & Wellness — Expanded Bronze · $453.80/mo @ 40
Bronze HSA $7,300 ON-EX — Expanded Bronze · $457.09/mo @ 40
Molina Bronze Smart Heart Health — Expanded Bronze · $459.61/mo @ 40
Molina Bronze Enhanced 3500 — Expanded Bronze · $462.98/mo @ 40
Molina Bronze Saver 7000 Plus with Adult Dental and Vision — Expanded Bronze · $464.26/mo @ 40
Molina Bronze Enhanced 3500 Plus with Adult Vision — Expanded Bronze · $466.82/mo @ 40
Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $474.85/mo @ 40
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision — Expanded Bronze · $479.97/mo @ 40
Standard Expanded Bronze — Expanded Bronze · $483.27/mo @ 40
Everyday Bronze — Expanded Bronze · $484.17/mo @ 40
Anthem Bronze Pathway 8500 for HSA — Expanded Bronze · $484.54/mo @ 40
Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs) — Expanded Bronze · $486.64/mo @ 40
Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $498.16/mo @ 40
Everyday Bronze + Vision + Adult Dental — Expanded Bronze · $499.09/mo @ 40
Choice Bronze HSA — Expanded Bronze · $523.11/mo @ 40
Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $539.23/mo @ 40
UHC Bronze Standard (No Referrals) — Expanded Bronze · $542.54/mo @ 40
UHC Bronze Standard+ (Dental + Vision, No Referrals) — Expanded Bronze · $558.24/mo @ 40
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $561.64/mo @ 40
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $577.35/mo @ 40
Low Premium Bronze 10600 $25 Generic Drugs — Expanded Bronze · $577.58/mo @ 40
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $582.27/mo @ 40
Bronze 7500 $25 Generic Drugs — Expanded Bronze · $595.07/mo @ 40
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness — Expanded Bronze · $599.85/mo @ 40
Gold Classic Standard — Gold · $494.81/mo @ 40
Gold Classic — Gold · $505.60/mo @ 40

Showing first 40 of 115 plans on file. Every remaining plan is listed below.

All other plans in Clinton County

Gold Elite Saver Plus — Gold
Molina Gold Core 1640 — Gold
Clear Gold — Gold
Molina Gold Smart Heart Health — Gold
Molina Gold Enhanced 895 — Gold
Molina Gold Core 1640 Plus with Adult Vision — Gold
Molina Gold Enhanced 895 Plus with Adult Vision — Gold
Standard Gold — Gold
Molina Gold Core 1640 Plus with Adult Dental and Vision — Gold
Clear Gold + Vision + Adult Dental — Gold
Molina Gold Enhanced 895 Plus with Adult Dental and Vision — Gold
Molina Gold Standard — Gold
Standard Gold + Vision + Adult Dental — Gold
Complete Gold — Gold
Complete Gold + Vision + Adult Dental — Gold
Gold Standard w/ Virtual & Wellness — Gold
Gold $500 w/ Virtual & Wellness ON-EX — Gold
Gold $1,000 w/ Virtual & Wellness ON-EX — Gold
Gold $1,000 w/ Adult Dental ON-EX — Gold
Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs) — Gold
UHC Gold Standard (No Referrals) — Gold
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold
UHC Gold Standard+ (Dental + Vision, No Referrals) — Gold
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals) — Gold
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services — Gold
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold
Diabetes Gold 3000 $0 Chronic Care Drugs & Services — Gold
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Gold
Core Gold 1500 $10 Generic Drugs — Gold
Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness — Gold
Gold 2000 $15 Generic Drugs — Gold
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness — Gold
Silver Classic Standard — Silver
Silver Simple PCP Saver — Silver
Silver Simple Diabetes — Silver
Silver Simple Breathe Easy with Enhanced COPD Benefits — Silver
Silver Simple Chronic Care CKM — Silver
Silver Elite Saver Plus — Silver
Silver Simple Women's Health with Menopause Benefits — Silver
Molina Silver Saver with Four Free PCP Visits — Silver
Molina Silver Smart Heart Health — Silver
Molina Silver Core — Silver
Molina Silver Core Plus with Adult Vision — Silver
Molina Silver Standard — Silver
Molina Silver Core Plus with Adult Dental and Vision — Silver
Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs) — Silver
Standard Silver — Silver
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs) — Silver
Silver $5,800 w/ Virtual & Wellness ON-EX — Silver
Complete Silver — Silver
Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs) — Silver
Standard Silver + Vision + Adult Dental — Silver
Silver Standard w/ Virtual & Wellness — Silver
Silver $5,000 w/ Virtual & Wellness ON-EX — Silver
Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs) — Silver
Complete Silver + Vision + Adult Dental — Silver
Silver $5,000 w/ Adult Dental ON-EX — Silver
Anthem Silver Pathway 5500 for HSA — Silver
Low Premium Silver 6200 $3 Generic Drugs — Silver
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness — Silver
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services — Silver
UHC Silver Standard (No Referrals) — Silver
Diabetes Silver 5000 $0 Chronic Care Drugs & Services — Silver
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) — Silver
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver
Silver 6000 $20 Generic Drugs — Silver
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness — Silver
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Silver
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness — Silver
UHC Silver Standard+ (Dental + Vision, No Referrals) — Silver
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) — Silver
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Silver
HDHP Preventive Silver 5500 $0 Chronic Care Drugs — Silver

Reviewed by Jason Burns, Editorial Steward.

Reviewed by Heather Fabrizio, licensed in Ohio (License #1559549) · reviewed Jul 25, 2026