What health insurance costs without a subsidy in Thurston County, Nebraska (2026)
In Thurston County, Nebraska, the benchmark silver plan costs $641.88/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $493.86 to $1204.71. A 60-year-old pays at least $1048.78/month, a 21-year-old at least $386.43. 5 insurers offer 69 plans, according to the CMS PY2026 QHP Landscape. 2027 plans for Thurston County are now available — to compare plans and sign up for coverage, call a licensed agent at 1-855-333-3555.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $386.43/mo
- Age 40 — starting at $493.86/mo
- Age 60 — starting at $1048.78/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $573.16/mo
- Silver — starting at $640.10/mo
- Gold — starting at $684.89/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, Blue Cross and Blue Shield of Nebraska, Medica, Oscar Insurance Company, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Call 1-855-333-3555 — private U65 quoteSee your subsidized price at acadirectanswers.com (opens in new tab)
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical (opens in new tab) — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Thurston County (FIPS 31173).
- HealthCare.gov (opens in new tab) — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Nebraska
- Arthur County — $834.38/mo benchmark
- Banner County — $834.38/mo benchmark
- Box Butte County — $834.38/mo benchmark
- Brown County — $834.38/mo benchmark
- Chase County — $834.38/mo benchmark
Plans available in this county (69)
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $573.16/mo @ 40
- HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision — Expanded Bronze · $493.86/mo @ 40
- HeartlandBlue Bronze Standard 7500 Blueprint Health — Expanded Bronze · $497.68/mo @ 40
- HeartlandBlue Bronze HSA 6500 Blueprint Health — Expanded Bronze · $508.33/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $546.54/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $559.56/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $592.56/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $593.96/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $606.69/mo @ 40
- HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision — Expanded Bronze · $607.81/mo @ 40
- HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice — Expanded Bronze · $612.51/mo @ 40
- Bronze Classic — Expanded Bronze · $614.45/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $621.33/mo @ 40
- Elite Bronze — Expanded Bronze · $622.42/mo @ 40
- HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice — Expanded Bronze · $625.61/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $636.91/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $637.25/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $647.82/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $659.90/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $694.01/mo @ 40
- Medica Insure Bronze Share — Expanded Bronze · $800.41/mo @ 40
- Medica Insure Expanded Bronze Standard — Expanded Bronze · $869.70/mo @ 40
- Medica Insure Bronze Premier — Expanded Bronze · $894.77/mo @ 40
- HeartlandBlue Gold Standard 2000 Blueprint Health — Gold · $684.89/mo @ 40
- HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health — Gold · $689.42/mo @ 40
- HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision — Gold · $704.27/mo @ 40
- Clear Gold — Gold · $711.06/mo @ 40
- Clear Gold + Vision + Adult Dental — Gold · $728.00/mo @ 40
- Standard Gold — Gold · $729.62/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $747.00/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $815.94/mo @ 40
- UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $826.80/mo @ 40
- Elite Gold — Gold · $827.46/mo @ 40
- HeartlandBlue Gold Standard 2000 Premier Select BlueChoice — Gold · $842.92/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $847.18/mo @ 40
- Gold Classic Standard — Gold · $848.22/mo @ 40
- HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice — Gold · $848.50/mo @ 40
- UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals) — Gold · $855.47/mo @ 40
- HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision — Gold · $866.77/mo @ 40
- UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals) — Gold · $871.01/mo @ 40
Showing first 40 of 69 plans on file. Every remaining plan is listed below.
All other plans in Thurston County
- Gold Elite — Gold
- Medica Insure Gold $0 Copay PCP Visits — Gold
- Medica Insure Gold Share — Gold
- Medica Insure Gold Standard — Gold
- HeartlandBlue Silver Standard 6000 Blueprint Health — Silver
- HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health — Silver
- HeartlandBlue Silver 4000 Blueprint Health — Silver
- HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision — Silver
- Standard Silver — Silver
- Focused Silver — Silver
- Standard Silver + Vision + Adult Dental — Silver
- Focused Silver + Vision + Adult Dental — Silver
- HeartlandBlue Silver Standard 6000 Premier Select BlueChoice — Silver
- HeartlandBlue Silver $0 PCP Visit 4500 Premier Select BlueChoice — Silver
- UHC Silver Standard (No Referrals) — Silver
- UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals) — Silver
- HeartlandBlue Silver 4000 Premier Select BlueChoice — Silver
- Silver Classic Standard — Silver
- Silver Simple PCP Saver — Silver
- Silver Simple Diabetes — Silver
- Silver Simple Women's Health with Menopause Benefits — Silver
- UHC Silver Standard+ (Dental + Vision, No Referrals) — Silver
- UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals) — Silver
- UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Silver
- HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision — Silver
- UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Silver
- Medica Insure Silver $0 Copay PCP Visits — Silver
- Medica Insure Silver Share — Silver
- Medica Insure Silver Standard — Silver
Reviewed by Jason Burns, Editorial Steward.
Reviewed by Heather Fabrizio, licensed in Nebraska (License #20983651) · reviewed Jul 25, 2026