What health insurance costs without a subsidy in Hamilton County, Nebraska (2026)
In Hamilton County, Nebraska, the benchmark silver plan costs $785.42/month for a 40-year-old in 2026 before any subsidy, with full-price premiums ranging from $596.74 to $1376.05. A 60-year-old pays at least $1267.26/month, a 21-year-old at least $466.94. 5 insurers offer 70 plans, according to the CMS PY2026 QHP Landscape.
Last verified 2026-07-18 · Published by Private Health Insurance Direct Answers · Licensed under Citation License 1.0
Cost by age (2026, before subsidy)
- Age 21 — starting at $466.94/mo
- Age 40 — starting at $596.74/mo
- Age 60 — starting at $1267.26/mo
Cost by metal level (age 40, 2026)
- Bronze — starting at $699.39/mo
- Silver — starting at $777.64/mo
- Gold — starting at $776.38/mo
Deductibles & out-of-pocket (2026)
- Deductibles range from $0 to $10,600
- Highest out-of-pocket maximum on file: $10,600
Who sells plans here
Ambetter Health, Blue Cross and Blue Shield of Nebraska, Medica, Oscar Insurance Company, UnitedHealthcare
The subsidy cliff
In 2026 the enhanced ARP/IRA premium tax credits expire, so households above roughly 400% of the federal poverty level get zero subsidy and pay the full sticker prices listed above. Households under the cliff usually pay far less than sticker — how much less depends on income, household size, and county benchmark.
Not affiliated with the U.S. government. Informational only — see the full disclaimer in the footer.
Sources
- CMS PY2026 QHP Landscape — Individual Market Medical — county-level premiums, deductibles, out-of-pocket maximums, and issuer/plan counts for Hamilton County (FIPS 31081).
- HealthCare.gov — the authoritative marketplace for enrollment and exact quoted pricing.
- Methodology — how we source, interpret, and label these figures.
Related counties in Nebraska
- Arthur County — $834.38/mo benchmark
- Banner County — $834.38/mo benchmark
- Box Butte County — $834.38/mo benchmark
- Brown County — $834.38/mo benchmark
- Chase County — $834.38/mo benchmark
Plans available in this county (70)
- UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) — Bronze · $699.39/mo @ 40
- HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue — Bronze · $773.77/mo @ 40
- Standard Expanded Bronze — Expanded Bronze · $596.74/mo @ 40
- Standard Expanded Bronze + Vision + Adult Dental — Expanded Bronze · $610.96/mo @ 40
- Bronze Classic — Expanded Bronze · $645.56/mo @ 40
- Choice Bronze HSA — Expanded Bronze · $647.00/mo @ 40
- Choice Bronze HSA + Vision + Adult Dental — Expanded Bronze · $662.41/mo @ 40
- Elite Bronze — Expanded Bronze · $679.60/mo @ 40
- Bronze Classic Standard — Expanded Bronze · $680.63/mo @ 40
- Elevate by Medica Bronze $0 Copay PCP Visits — Expanded Bronze · $690.23/mo @ 40
- Bronze Simple Diabetes — Expanded Bronze · $693.31/mo @ 40
- Elite Bronze + Vision + Adult Dental — Expanded Bronze · $695.79/mo @ 40
- Elevate by Medica Expanded Bronze Standard — Expanded Bronze · $698.32/mo @ 40
- Elevate by Medica Bronze Premier — Expanded Bronze · $718.45/mo @ 40
- UHC Bronze Standard (No Referrals) — Expanded Bronze · $724.77/mo @ 40
- Bronze Elite + PCP Saver Plus — Expanded Bronze · $729.16/mo @ 40
- Medica with CHI Health Bronze $0 Copay PCP Visits + Adult Eye Exam — Expanded Bronze · $744.13/mo @ 40
- Medica with CHI Health Expanded Bronze Standard + Adult Eye Exam — Expanded Bronze · $752.85/mo @ 40
- UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals) — Expanded Bronze · $758.16/mo @ 40
- Medica with CHI Health Bronze Premier + Adult Eye Exam — Expanded Bronze · $774.55/mo @ 40
- UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals) — Expanded Bronze · $777.17/mo @ 40
- HeartlandBlue Bronze Standard 7500 NEtwork Blue — Expanded Bronze · $843.01/mo @ 40
- HeartlandBlue Bronze HSA 6500 NEtwork Blue — Expanded Bronze · $861.05/mo @ 40
- Medica Insure Expanded Bronze Standard — Expanded Bronze · $993.40/mo @ 40
- Clear Gold — Gold · $776.38/mo @ 40
- Clear Gold + Vision + Adult Dental — Gold · $794.88/mo @ 40
- Standard Gold — Gold · $796.64/mo @ 40
- Standard Gold + Vision + Adult Dental — Gold · $815.62/mo @ 40
- Gold Classic Standard — Gold · $891.17/mo @ 40
- Elite Gold — Gold · $903.47/mo @ 40
- Elevate by Medica Gold $0 Copay PCP Visits — Gold · $910.24/mo @ 40
- Elite Gold + Vision + Adult Dental — Gold · $925.00/mo @ 40
- Gold Elite — Gold · $935.88/mo @ 40
- Elevate by Medica Gold Share — Gold · $937.11/mo @ 40
- Elevate by Medica Gold Standard — Gold · $955.18/mo @ 40
- Medica with CHI Health Gold $0 Copay PCP Visits + Adult Eye Exam — Gold · $981.32/mo @ 40
- UHC Gold Standard (No Referrals) — Gold · $995.63/mo @ 40
- UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals) — Gold · $1008.89/mo @ 40
- Medica with CHI Health Gold Share + Adult Eye Exam — Gold · $1010.29/mo @ 40
- Medica with CHI Health Gold Standard + Adult Eye Exam — Gold · $1029.76/mo @ 40
Showing first 40 of 70 plans on file.
Reviewed by Jason Burns, Editorial Steward.